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After much research, the company w/ the best perks is Education Loan Company (elcloans.com). They offer .5% dec. w/ auto debit, & 1% dec. after 24 on time payments. This beats most companies (sally mae, etc..)which offer .25% w/ auto debit, & 1% after 36 payments. I called them & visited thier web site, & things sound & look legit. Just wondering if anyone has worked w/ them, heard of them, or knows anything about this. Please post.
