Borrowing Max Tuition and its associated debt structure

[heybrother]

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Yes, we do...even for surgeries--full amount paid upfront or we reschedule. Only problem is positive balances from time to time, and you have to refund the patient--this doesn't happen very often since deductibles are so high--but when it does the patient is always happy, and writes you a great review!

If we didn't do it this way, we just wouldn't get paid...simple as that.

I thought we were doing really well and then a 1st MPJ fusion + panmet + all toes got through and owes us $4K. She's been paying $100 a month and at that rate will be paying for 3+ years... and she wants the other side done.

 

[Feli]

... given up alcohol...

 

[heybrother]

Its rough. I live in my home state again and have so many seasonable beers I love. Shiner Cheer season is coming. Tailgate season is coming. Never really got into the fancy booze game. When my co-resident graduated we went out for drinks after a conference / he had his first job. I still remember him ordering some sort of fancy whisky / bourbon (I don't remember) and the waitress immediately saying - "Sir, just so we're clear, that's $47". He presumably knew how much it cost and paid with a smile.

 

[Boba Foot]

Getting acclimatized to a CPAP takes work. I waited 4 months to get mine. The first night I used it - totally broken - it was assisting inhalation when I was exhaling etc. Thought I was going to have a mental breakdown. Never fell asleep. Took it back the next day and they told me it was defective and gave me a new one. Tried using a partial face. Seemed ok but big adjustment keeping my mouth shut. Then the nose piece started to occlude and choke me. Just switched to a full true face mask today. The things I do to stay alive. Meanwhile, I've totally changed my diet, given up alcohol, sugar, soda, all drinks with sugar etc, coffee, 99% of junkfood, etc. I won't turn down guacamole with chips but I can walk past all the cookies/cakes patients bring with ease. Great weight loss because of it but I think I'm stuck with the CPAP forever.

I get by pretty well with just the nose mask. Somehow there’s still drool on my pillow but it still maintains a seal. Except for when I drink too much, turn into a mouth breather and keep waking up in the middle of the night with air blowing out through my mouth like a deflated balloon.

Side note, don’t know how you come back to TX and give up margaritas and presumably Mexican food. Pretty much staples in my life. Props to you though.

 

[heybrother]

I get by pretty well with just the nose mask. Somehow there’s still drool on my pillow but it still maintains a seal. Except for when I drink too much, turn into a mouth breather and keep waking up in the middle of the night with air blowing out through my mouth like a deflated balloon.

Side note, don’t know how you come back to TX and give up margaritas and presumably Mexican food. Pretty much staples in my life. Props to you though.

I sadly get drunk on one margarita now. This health kick did lead me to try a fried avocado taco for the first time which was actually pretty awesome.

 

[Boba Foot]

Never really got into the fancy booze game. When my co-resident graduated we went out for drinks after a conference / he had his first job. I still remember him ordering some sort of fancy whisky / bourbon (I don't remember) and the waitress immediately saying - "Sir, just so we're clear, that's $47". He presumably knew how much it cost and paid with a smile.

I concur. Bourbon quality tops out at about $60-70/bottle. Never had a bourbon that cost more than that range and was considerably better than anything at that price range. That includes the Van Winkle line and Blanton’s.

Scotch is a little different and probably tops out around $100.

High end wines are a different story though, and the difference between high and mid range wine is pretty marked.