Thanks man for taking the time out to answer me. I like the idea of doing a Special Master program, but problem is that in my area DC Metro Georgetown is the only one for students with premed background and it is very expensive. There is one at American univ but it is for career changers they will not take someone who already has done premed/life science major. For family reason hard for me to move out of this area.
1) When you decided to try for medical school, 'your area' expanded to the entire United States and possibly the Carribbean as well. You need to be prepared to move for this to work, not just for the SMP but also again for medical school itself. I mean, you can try for just in area schools but the odds of you getting in are pretty low. In your area, BTW, there are two other SMPs: at VCU and at EVMS. Maybe you can get close enough to home that you can drive home on the weekends. If you have a more time consuming family obligation that won't work with an SMP anyway.
2) There's no really cheap option here. Not for SMPs, not for medical school applications, and DEFINITELY not for medical schools themselves. I'll freely admit that, if my family hadn't footed the bill, the SMP would have been too much financial risk and I would have moved on to a different career. This process is extremely biased towards rich traditional students and it sucks. If you had gotten a great GPA, of course, you might have had a chance just submitting a couple of applications to your cheap state schools but it's too late to think about that now. You need to be prepared to risk a lot of money you don't have if you want this to work.
3) You need to figure out what caused the terrible undergrad GPA in the first place. Was it something that you can fix? Has it already fixed itself? If not, another year of undergrad (to get your grades high enough for the SMP) might be your best bet to work out what went wrong.
4) I know this can be discouraging. You can do it if you want to. Also please remember that if you choose not to go through the misery, you've already accomplished more (with a college degree) than 80% of the people in this nation ever will.
my suggestions, again, are that you either go for an SMP, go for grade replacement followed by DO, or go to the Carribbean. Good luck.