I have recently been accepted to VCU and my wife and I are looking to buy. The problem is we're expecting our first in April so she'll be staying home with the baby and we'll have little to no income. We do have a nice little nest egg put aside but we're not sure if we should use that as a down payment, put it towards tuition, or use it to pay off monthly bills such as food and utilities- or just invest it and borrow more money from the government. Does anyone know if banks are willing to still loan us money for a mortgage and if so, how do we make the mortgage payments with no income? How would we make rent payments with no income? Can we just borrow from the government and use that money to pay off our loan? Or are we forced to rent if we have no income? Is anyone in a similar situation that could give me the low-down as what my options might be? We have A+ credit so we should be able to qualify for most programs. Thanks!