I got a OSAP loan during my undergrad years...now iam cosidering Dental schools. Right now, i barely have enough fianance to cover my daily expenses. I am looking at getting loans from banks in canada like TD, BMO. I dont have a co-signer in canada ( i dont want anyone involves in my business). I am planning to ask for loan from OSAP but from what i understand OSAP wont cover that much. So if i wanna go out and get a bank loan would the goverment (OSAP ppl) be my co-signer? Or whats the best way to get loan?