Hello all, I am a non-traditional student accepted to an allopathic program, which I am excited to start. Since I have a family I started looking into health insurance options for next year. I have hit a snag and wanted to share my experience. The health insurance plan available at my school for student + spouse + dependents is about $5500/year, which is more than I can afford given that I will have 15K to live on plus whatever my wife will earn (not too much). I guess I find it ironic that I am going to medical school and can't afford real medical insurance. So, I started looking into health savings accounts and catastrophic coverage, which I think is the way I will have to go. In trying to estimate how much I would need to put into the health savings account, I called my doctor's office and a couple of other offices in town to ask how much it would cost just to be seen by the doctor. Currently, I have good insurance from my employer so I just see the copay I have to make. All of the people I spoke with couldn't really pin down a price. I would say, 'Imagine my child has a cold, how much just to have them examined by a doctor.' The response from every place I called was 'well it depends, it could be 100 to 200 dollars depending on what the doctor does.' I was shocked at how much it costs and also how ambiguous they are about the price of an office visit. My typical experience at the doctor's office when I am sick or I take my kids in to be seen is that a nurse takes vital signs for 3 minutes and a doctor spends about 5 minutes seeing you. Often, the physician's response is your child probably has a virus, drink plenty of fluids and get lots of rest. Is it just me, or do these fees seem like a big ripoff? I used to think car repairs were expensive but now.... For a profession that is supposed to be motivated by altruism, these fees seem a bit greedy.