HI! I was wondering what the cheapest DO schools were for Out-of-State applicants! I am from Texas.
HI! I was wondering what the cheapest DO schools were for Out-of-State applicants! I am from Texas.
...I wouldn't worry about OOS applications. You're lucky to be a resident of a state with multiple state medical schools which are dirt cheap for in-state students.
that would be umdnj-som. takes like two weeks to become an nj resident, then you get in state tuition. good deal, i would say. =) though there's only around a hundred spots, so it gets competitive.
Agreed.
How is UMDNJ as a school, I have heard mixed things? I know it is a big name, but overall?
Don't worry about price...go to the best medical school you get into. There's little difference between $250,000 in student loans and $300,000 in student loans when you graduate. When we're doctors they'll pay us enough to pay those bad boys down.
...I've found most often, the people who say don't worry about money (a) are heirs or heiresses and/or (b) have never had to balance their own checkbook.
Have you ever been in debt? There actually is quite a bit of difference between $250,000 and $300,000. And not all doctors make enough to "pay those bad boys down" right away. Why would you want to start your professional life that deep in the hole when there are schools out there that allow you to graduate with only $100,000 in debt? I've found most often, the people who say don't worry about money (a) are heirs or heiresses and/or (b) have never had to balance their own checkbook.
Have you ever been in debt? There actually is quite a bit of difference between $250,000 and $300,000. And not all doctors make enough to "pay those bad boys down" right away. Why would you want to start your professional life that deep in the hole when there are schools out there that allow you to graduate with only $100,000 in debt? I've found most often, the people who say don't worry about money (a) are heirs or heiresses and/or (b) have never had to balance their own checkbook.
Don't worry about price...go to the best medical school you get into. There's little difference between $250,000 in student loans and $300,000 in student loans when you graduate. When we're doctors they'll pay us enough to pay those bad boys down.
I would argue that worry is quite different than consideration. Worry implies a certain element of unhealthy, negative obsession with an imaginary picture of the future, or the perceived outcome of a given choice. It is rooted in fear. I think that one is served by considering the apparent cost of attendence as a factor in choosing a school to attend, but it should, in my opinion, be but one in a host of many. Unless lions are actually chasing you at this moment looking to have you for dinner, fear thoughts are mostly the result of imaginary consequences; they have a tendency to take you away from the moment. Thus, obsession over an imaginary future cost of cost can detract from the process of making a well thought out, more fulfilling choice, one that honors all of the elements that are important to a student, by inserting itself into the forefront. By allowing this domination, you give the fear of debt tremendous power over you and your life. I remember a line from Dune, "fear is the mind killer." One should not react to fear, but respond to it. The experience of attending a medical school is much more than taking out a loan to pay it's tuition. I suppose some of my argument rests on how much value, or stock, one puts on that experience.
To me, the value of the quality of the experience, or the ride, is rather high. Nevertheless, I am aware that we all have different priorities in life. I have had debt before, and in the past, it hasn't been an entirely enjoyable experience to say the least. However, I'm not going to choose based soley on the fear of it. That was then, this is now. I plan on considering cost when making choices, where it is indicated, but do not plan on allowing it to be the master of me.
I understand what you are saying, but it would be like saying I absolutely love a lamborghini and rather drive that over a civic let's say to reach my destination. But too bad i cant afford a lamb, should i go out of my way to get a lamb just to enjoy the ride to my destination? All I am saying is dont go to a school that is not gonna get the job done, if you think there are 2 schools A and B which can do the job..it would make sense to choose the cheaper school. It's your money..spend it wisely!
Because when it comes down to it, you want the best education possible since you will be making life and death decisions everyday. Its not worth going someplace that will give you a lesser education to save a buck. You want to be a doctor, then start acting like it and stop trying to make yourself sound pompous on a premed internet forum.
That's rich, coming from someone who isn't mature enough to realize the difference in debt between 250,000 dollars and 300,000. If you're going to a U.S. med school, you WILL get a quality education. Otherwise, you won't even practice medicine because you won't pass the boards. So again, when someone asks for tuition figures and they're greeted with replies like "it doesn't matter", it proves the poster who replied doesn't understand the OP DOES think it matter. That's probably the OP has actually been through debt and knows what a huge burden it can cause.
I've found most often, the people who say don't worry about money (a) are heirs or heiresses and/or (b) have never had to balance their own checkbook.
Some one can double or triple what they're living on during med school and pay off the loans within a few years if you're disciplined enough...
Except that's not how it happens because you have plenty of other bills to pay as well. You are going to buy a house and a car and furniture and other necessities of life. You won't be $300,000 in debt anymore; you'll be $750,000 in debt. Nobody lives that frugally after residency. Plus, chances are that you are going to be married with kids on the way-- if that is not already the case-- and those things get to be expensive as well. You aren't trying to live frugally at that point; you are trying to provide the things your family wants and needs.
Many doctors today say, given the chance to go back, that they would simply go to the cheapest school possible because medical education in America is pretty good anywhere. You don't have to go to Harvard to get a quality residency. Plus, the most expensive education is not necessarily the best-- not by any means. While the cost of attending Harvard is over $60,000 per year, the average graduate now has only about $110,000 in debt because of scholarship money-- not the $300,000 you'll find at some osteopathic colleges.
To the OP: if it's a United States medical school and you have a choice, go for the one with the cheapest tuition. Work your ass off and you'll get a great residency and a terrific education! Once you graduate, you can pay off your loans about 10 years earlier than your colleagues who spent $300,000 to get the same initials after their name.
Except that's not how it happens because you have plenty of other bills to pay as well. You are going to buy a house and a car and furniture and other necessities of life. You won't be $300,000 in debt anymore; you'll be $750,000 in debt. Nobody lives that frugally after residency. Plus, chances are that you are going to be married with kids on the way-- if that is not already the case-- and those things get to be expensive as well. You aren't trying to live frugally at that point; you are trying to provide the things your family wants and needs.
I agree with scpod and medstudentwanna. The reality of debt is a lot different then one's imagination. The growing cost of living in general adds to our skyrocketing debts, then one should factor in life decisions such as marriage, choice of speciality (can extend your period of residency) unexpected emergencies, malpractise insurance etc. Like i said before dont go to a school that you sincerely believe is going to give you a bad education. A lot of American medical schools get the job done and end of the day your board scores is what determines your future. If you are a motivated student you wont have a problem doing well in harvard or some unknown school. I am not saying dont go to harvard, if it's harvard your decision is easy..but most of us face a choice between 2 or 3 average schools that offer the same education but with varying tuition. For instance,I will be going to DCOM while i would rather go to PCOM assuming I was accepted coz in my mind PCOM's a better school. However, i chose to withdraw my offers from NYCOM, MSUCOM etc just because they were too expensive for me and i dont consider them to be superior or inferior to DCOM. So my choice was to go to a school that i thought is equally good as NYCOM, MSUCOM but is way cheaper.
I was going to say you forgot to add malpractice insurance, but then I thought don't bother. That poster obviously hasn't lived in the real world with real adults who pay for things other than student loans. He, like others who think that doctors are so rich that they can afford any price tag because they'll pay it off immediately, has no idea what he's in for or he wouldn't make such naive assertions like the one you cited. Those of us who actually have lived a life outside of school and have had careers, families, and bills know exactly what you're saying.
To the OP: if it's a United States medical school and you have a choice, go for the one with the cheapest tuition. Work your ass off and you'll get a great residency and a terrific education! Once you graduate, you can pay off your loans about 10 years earlier than your colleagues who spent $300,000 to get the same initials after their name.
Your personal attacks completely invalidate you as a constructive contributor to this discussion. $150,000 is not so rich that they can afford any price tag because they'll pay it off immediately, nor did I ever say that. If money is the only thing that is important to you to the extent that you would gamble the quality of your life during your 4 years of medical school, that is if you get accepted anywhere, and your chances of a residency in the specialty you want in a location that is pleasing to you then you need to reevaluate some things in your own life and maybe pick another field to go into. Stop making attacks that dont contribute to the discussion, youre an embarrassment. Just because you have so much life experience that I miraculously dont have doesnt put you in a position to make these false statements about me. Im done arguing with you, youre too immature to bother.