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Well I just found out they have a 3% origination fee. So i essentially tossed 3K out of the window over the course of 4 years. I wish I had gone with THE or bank of america. 🙁
Edit: It appears that i get 3% of principal back at time of repayement, although this isn't quite as good as no origination fee i'm much happier.
Edit: It appears that i get 3% of principal back at time of repayement, although this isn't quite as good as no origination fee i'm much happier.