Class of 2017!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! !!!!!

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Doctor Strange said:
Currently jamming to "We Are Never Ever Getting Back Together.

Judge me all you want, haters!
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I was listening to my local country station and they said even if you no longer like her Taylor swift is widely credited for bringing in the 19-31 demographic. So true!


Sent from my iPhone using Tapatalk
 
How's everyone's financial aid coming along?
I've submitted my FAFSA and am half way through my needaccess... very confused.
Am I behind?
 
jorgediaz said:
How's everyone's financial aid coming along?
I've submitted my FAFSA and am half way through my needaccess... very confused.
Am I behind?
Click to expand...

Did FAFSA ~1 month ago with prelim data, did CSS/PROFILE a couple of weeks ago, did NeedAccess last weekend. NeedAccess is a beast.
 
jorgediaz said:
Kk, just checked. Not sure I will need to fill this out. Is it only a minority of schools that require it?
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Yeah, I don't think it's that common; I only did it for one school.
 
Why does mdapps hate me... I have tried three different emails, and I still never get the confirmation email. I feel so left out. 🙁
 
mcloaf said:
Yeah, I don't think it's that common; I only did it for one school.
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Do schools confirm with you when they receive all your fin. aid material? Or do you just assume they have received it?
 
jorgediaz said:
Do schools confirm with you when they receive all your fin. aid material? Or do you just assume they have received it?
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I've heard confirmation from one and silence from others, so I'm not sure what the standard practice is.
 
mcloaf said:
I've heard confirmation from one and silence from others, so I'm not sure what the standard practice is.
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Thanks. I'll probably call to confirm when I've got all my stuff in. Just freaked out that the aid might not go through. Cool.
 
I need to get on my loans stuff soon. Trying to see if I should go with variable rate, or fixed rate.

Sent from my Galaxy S2
 
Ravizzle said:
I need to get on my loans stuff soon. Trying to see if I should go with variable rate, or fixed rate.

Sent from my Galaxy S2
Click to expand...

Seriously? You would go with variable interest rate with how much debt you are putting yourself in (assuming you are the average medical student)? Why?
 
Doctor Strange said:
I feel like that's not the norm.......
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It isn't. Most people take the higher federal rate because of the repayment plans. IBR is pretty sweet. Plus, not leaving a debt to family if you die is nice. Not paying interest in school is awesome. Etc.
 
BABSstudent said:
It isn't. Most people take the higher federal rate because of the repayment plans. IBR is pretty sweet. Plus, not leaving a debt to family if you die is nice. Not paying interest in school is awesome. Etc.
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I have private loans in undergrad that are forgiven if I die. I guess it depends on the lender.

Anyways...

[YOUTUBE]http://www.youtube.com/watch?v=tiQo6KKrX4A[/YOUTUBE]

I died at the Instagram comment, because I would totally say and do that.
 
BABSstudent said:
It isn't. Most people take the higher federal rate because of the repayment plans. IBR is pretty sweet. Plus, not leaving a debt to family if you die is nice. Not paying interest in school is awesome. Etc.
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Really really good points. Getting a private loan in lieu of federal loans for medical school is a terrible idea.
 
Doctor Strange said:
I have private loans in undergrad that are forgiven if I die. I guess it depends on the lender.

Anyways...

[YOUTUBE]http://www.youtube.com/watch?v=tiQo6KKrX4A[/YOUTUBE]

I died at the Instagram comment, because I would totally say and do that.
Click to expand...

Really? That's cool. Creighton told us about a 4th year student that died by a drunk driver when taking his kid to school. His wife lost them both and got his student loan bill of $200,000+ all because of private loans.
 
Doctor Strange said:
I have private loans in undergrad that are forgiven if I die. I guess it depends on the lender.

Anyways...

[YOUTUBE]http://www.youtube.com/watch?v=tiQo6KKrX4A[/YOUTUBE]

I died at the Instagram comment, because I would totally say and do that.
Click to expand...

👍👍
 
BABSstudent said:
Seriously? You would go with variable interest rate with how much debt you are putting yourself in (assuming you are the average medical student)? Why?
Click to expand...

Variable rates are lower right now, buy you raise a good point. Will be better to have the safer fixed rate option.





BABSstudent said:
He is probably talking about getting a private loan.
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Yeah sorry forgot to mention that part, I was talking about private loans.




Doctor Strange said:
I feel like that's not the norm.......
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Yeah, private loans should be last resort.


sinombre said:
Really really good points. Getting a private loan in lieu of federal loans for medical school is a terrible idea.
Click to expand...

Yes you are correct, always go for federal loans. Private loans may have lower rates, but the repayment terms are not flexible like government loans.

However, I'm Canadian so ineligible for government loans, will have to go with private.

Sent from my Galaxy S2
 
Doctor Strange said:
I have private loans in undergrad that are forgiven if I die. I guess it depends on the lender.

Anyways...

[YOUTUBE]http://www.youtube.com/watch?v=tiQo6KKrX4A[/YOUTUBE]

I died at the Instagram comment, because I would totally say and do that.
Click to expand...







BABSstudent said:
Really? That's cool. Creighton told us about a 4th year student that died by a drunk driver when taking his kid to school. His wife lost them both and got his student loan bill of $200,000+ all because of private loans.
Click to expand...

Yeah, luckily some private loan companies (Sallie Mae, wells Fargo) now do loan forgiveness for a cosigner if the student borrower dies or becomes permanently disabled.

Sent from my Galaxy S2
 
doctor strange said:
currently jamming to "we are never ever getting back together.

Judge me all you want, haters!
Click to expand...

ImageUploadedBySDN Mobile1362550144.975375.jpg
 
Doctor Strange said:
I have private loans in undergrad that are forgiven if I die. I guess it depends on the lender.

Anyways...

. . .
I died at the Instagram comment, because I would totally say and do that.
Click to expand...
Hahahaha!! Loved it!
Ravizzle said:
Yeah, luckily some private loan companies (Sallie Mae, wells Fargo) now do loan forgiveness for a cosigner if the student borrower dies or becomes permanently disabled.

Sent from my Galaxy S2
Click to expand...
👍 I just found this out recently in another thread. I was afraid that if I or my ex died that we'd be stuck with each other's loans. Good to know that's not the case. I had taken out over half a mil in life insurance to ensure she wouldn't have to deal with it and would be comfortable. Can't wait to not be insured, stupid rule about only being able to change it once a year...hmph...

Oh, and Impermanence, I still don't think the biostats would help you much unless you wanted to research new biostatistical methods. You'll learn all you need to know within the degree if you want to do any type of public health or epi. Does that make sense?
 
I had a dream that someone posted my full name on here. It freaked me out so much that I logged in at 3 AM to make sure it didn't happen.
 
Guero said:
Hahahaha!! Loved it!

Oh, and Impermanence, I still don't think the biostats would help you much unless you wanted to research new biostatistical methods. You'll learn all you need to know within the degree if you want to do any type of public health or epi. Does that make sense?
Click to expand...

One of my mentors, public health professional, thinks it is a good idea. I'll PM you details. 🙂
 
Last edited:
CsHead said:
Aye.


Now get back to work (OHSU write-up).
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Hahaha, it's amazing how many people know about that and have been adding to the crowd's nudging.
impermanence said:
One of my mentors, public health professional, thinks it is a good idea. I'll PM you details. 🙂
Click to expand...
Yup, after reading your PM I totally agree. But to others that may be considering, she's definitely in a unique niche.
CsHead said:
what's everyone up to today? rest of the week?
Click to expand...
Today, I work and promptly see a family member afterward to learn more about why he hid that he was on chemo for the last two weeks to treat what I was told was a benign brain tumor a year ago. Cancer/disease can make people behave in very unusual ways...too bad this is his normal behavior...

This weekend I guest star on an internet radio show as a future med student consultant. It's actually a bizarre show where a guy rather effectively pokes fun at the intentional urological trauma pts in urology journals while grossing himself out and providing shock-talk to his listeners. (In case you're wondering how I got involved, I stumbeled upon his show one Friday morning around 2am on a station I listen to regularly and heard him butcher all of the medical jargon. I hopped on chat to see wtf was going on while drunk and laughing hysterically. And boom, once he found out I was headed to med school, I became his regular consultant. LoL)

Also, I shall partake in inebriation.

I think this wins for the most bizarre and non sequitur post ever.
 
CsHead said:
what's everyone up to today? rest of the week?
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Studying for an exam I have on Friday (last exam for a whole month :soexcited: and the usual working out.

Edit: silly new england weather! Looks like rain/snow tonight 🙁
 
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