- Joined
- Sep 25, 2004
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- 37
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I just graduated with my BS degree which was paid for through loans. I plan to go back for graduate school after a 9 month break. I would like to enjoy my 6 month grace period w/o having to pay my loans back. When should I consolidate? When I do consolidate, do I have to begin paying right away? Even if I am a full-time student??