Collecting unemployment after residency?

[William Olympus]

Hey guys, I just finished up my GPR in Brooklyn, and like other New Yorkers my application for my license is being processed. Has anyone else in NY applied for unemployment since we're out of work through no fault of our own?

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[NewNameForGoogleBot]

Seriously? 👎

 

[William Olympus]

Yes, seriously. Why shouldn't I? I won't likely get my license for about a month, and in the meantime I'll be moving, planning a wedding, and looking for a job. During that time I will be unemployed, and frankly, whatever benefits are available to me are helpful.

 

[charlestweed]

How about working at Mc Donald or Walmart for a month or two? that's what I would do if I were you. I feel better doing that than staying home and collecting the unemployment checks.

 

[DMD 4 Me]

That is a thought, you probably have student loans piling up too..

Idk how much you would get, but it couldn't hurt to apply and find out.

Let us know what happens.

 

[Lidopaine82]

Hey guys, I just finished up my GPR in Brooklyn, and like other New Yorkers my application for my license is being processed. Has anyone else in NY applied for unemployment since we're out of work through no fault of our own?

You should have had your license by now. I just started my GPR and I have my residents license and I'll have my regular one soon too.

 

[anishannayya]

Hey guys, I just finished up my GPR in Brooklyn, and like other New Yorkers my application for my license is being processed. Has anyone else in NY applied for unemployment since we're out of work through no fault of our own?

I know, really? You are capable of being employed, just not as a dentist. Unemployment is supposed to be a fall back plan when you cannot find ANY work. You could easily find work if you looked for it. If you need really money, just get a job like every other responsible adult. Don't complain and ask for unemployment. I sure you can do whatever it is you did in college to make money for another month.

 

[aphistis]

Don't complain and ask for unemployment. I sure you can do whatever it is you did in college to make money for another month.

Regular people who had to work in college could probably do that, but I bet it's tough to find another rich family to adopt you on short notice after Mummy and Doddy cut you off from the trust fund.

That sig quote, however, is gold.

 

[DrReo]

Regular people who had to work in college could probably do that, but I bet it's tough to find another rich family to adopt you on short notice after Mummy and Doddy cut you off from the trust fund.

That sig quote, however, is gold.

He's just trying to adopt a rich person's tax dollar now.

 

[biorenaissance]

Hey guys, I just finished up my GPR in Brooklyn, and like other New Yorkers my application for my license is being processed. Has anyone else in NY applied for unemployment since we're out of work through no fault of our own?

You should use your unemployment that YOU paid out of YOUR wages. Freaking Broadway uses it a their own Arts Fund. They hire people just long enough to qualify for unemployment. I think it would be nice to see someone who actually produced something to utilize the unemployment they PAYOUT of their check!

 

[gryffindor]

I'll be honest, I had this same thought go through my head last year as I finished residency and had to take a few months to get my life settled. What deterred me is I had moved across states and had no idea where to even start trying to file for unemployment from my residency in the old state while living in the new state. Trying to get together the paperwork to apply for and reactivate multiple dental licenses was hard enough. After two months I started working so I didn't pursue it anymore. However today on the subway I thought about what my tax bill will be at the end of this year. I shuddered at the potential amount I will be paying in compared to what those who were sitting around me obviously draw out.

To those who are questioning your situation, don't pretend you don't know dental students or residents who claimed poverty and put their families on Medicaid/low-income housing/food stamps during school or residency while purchasing a home and driving a decent car. I have heard that Hollywood tv shows put their staff on unemployment when they stop filming for the summer only to resume employment in the fall. Someone above mentioned Broadway pulling a similar scenario. If you want to apply for unemployment, it is up to you and your conscience to go through with it. Just like all other applications out there, the worst they can say is no.

 

[janV88]

You should use your unemployment that YOU paid out of YOUR wages. Freaking Broadway uses it a their own Arts Fund. They hire people just long enough to qualify for unemployment. I think it would be nice to see someone who actually produced something to utilize the unemployment they PAYOUT of their check!

But you don't pay into unemployment. Unemployment is funded by an unemployment tax on businesses. The more people file for unemployment, the higher the company you used to work for get taxed.

 

[NAVY DDS 2010]

Hey guys, I just finished up my GPR in Brooklyn, and like other New Yorkers my application for my license is being processed. Has anyone else in NY applied for unemployment since we're out of work through no fault of our own?

How is this true? No fault of your own???? It was YOUR FAULT that you did a GPR knowing fully well the GPR lasts only 1 year. It is YOUR FAULT that you did not have employment lined up for you following the GPR. You KNEW that the GPR would end. To claim otherwise is pure BS. Don't try to play a victim by saying your non-employed time is not your fault.

 

[biorenaissance]

But you don't pay into unemployment. Unemployment is funded by an unemployment tax on businesses. The more people file for unemployment, the higher the company you used to work for get taxed.

Wow I had know Idea I thought it was half employer half FICA.

 

[mike3kgt]

To those who are questioning your situation, don't pretend you don't know dental students or residents who claimed poverty and put their families on Medicaid/low-income housing/food stamps during school or residency while purchasing a home and driving a decent car.

Hrm... isn't there a group of students who do this routinely?

It is my understanding that GPR residents are not actually employed as eligible for unemployment benefits. You need to look at your state laws, but to my knowledge, you would not be eligible for unemployment benefits.

Like the rest of us, take the 6-month forbearance on loans, keep your costs low during your 2 month term prior to when your license arrives, live off credit cards if you need to, and suck it up and pay it off over 6 months when you start working.

 

[omaralt]

To those who are questioning your situation, don't pretend you don't know dental students or residents who claimed poverty and put their families on Medicaid/low-income housing/food stamps during school or residency while purchasing a home and driving a decent car.

not to start a flame war on here or anything; but that is every Mormon that was in my class. after they preached their holier than though talk they cheated the system. i actually spoke to one of them about it, and they try to justify it somehow..

 

[anishannayya]

not to start a flame war on here or anything; but that is every Mormon that was in my class. after they preached their holier than though talk they cheated the system. i actually spoke to one of them about it, and they try to justify it somehow..

I would like to apologize in advance for all the Mormons. 🙂

 

[omaralt]

I would like to apologize in advance for all the Mormons. 🙂

lol please people, dont mis-interpret what i said.. i had many mormon friends and they're all great people. however; the majority of them did openly talk about how they're on welfare, food stamps, medicaid and other govt assistance. they all had perfectly healthy wives who were able to work but chose not to do so. i understand they whole thing about the wife staying home to take care of the kids, so then dont have kids while in school! i would have liked to have kids, however we decided its smarter for my wife to work and help support me. it's the more responsible thing to do

 

[NAVY DDS 2010]

lol please people, dont mis-interpret what i said.. i had many mormon friends and they're all great people. however; the majority of them did openly talk about how they're on welfare, food stamps, medicaid and other govt assistance. they all had perfectly healthy wives who were able to work but chose not to do so. i understand they whole thing about the wife staying home to take care of the kids, so then dont have kids while in school! i would have liked to have kids, however we decided its smarter for my wife to work and help support me. it's the more responsible thing to do

Ok, then you had a very select few of mormons concentrated at yoru school that acted this way. I am not mormon, but grew up with a lot of my friends who are mormon and have classmates who are mormon. One I know who does receive government aid, but in no way does he brag about it. It is actually the reverese. He doens't talk about money, finances, etc. The others are the same way. They don't talk about workign the system. They don't act as if they are entitles anything. Any by no means do they have a holier than thou art attitude. They are the most laid back classmates and the most appreciative.

Now, you talk about being responsible. You obviously don't like the thought of someone recieving government aid when needed. Well, I think EVERY one of us who become dentists deserves it at some time especially when you think about how much money we will pay in taxes over our lifetime. If it takes a few thousand dollars per year in assistance for a family to make it by while in school, I am fine with that. Without that money, the students couldn't make it through school. So, I think of the government assistance as an investment for the government and the people of the US. Any dental student who receives aid will pay that money back MANY, MANY times forld over their career.

 

[anishannayya]

Ok, then you had a very select few of mormons concentrated at yoru school that acted this way. I am not mormon, but grew up with a lot of my friends who are mormon and have classmates who are mormon. One I know who does receive government aid, but in no way does he brag about it. It is actually the reverese. He doens't talk about money, finances, etc. The others are the same way. They don't talk about workign the system. They don't act as if they are entitles anything. Any by no means do they have a holier than thou art attitude. They are the most laid back classmates and the most appreciative.

Now, you talk about being responsible. You obviously don't like the thought of someone recieving government aid when needed. Well, I think EVERY one of us who become dentists deserves it at some time especially when you think about how much money we will pay in taxes over our lifetime. If it takes a few thousand dollars per year in assistance for a family to make it by while in school, I am fine with that. Without that money, the students couldn't make it through school. So, I think of the government assistance as an investment for the government and the people of the US. Any dental student who receives aid will pay that money back MANY, MANY times forld over their career.

Oh, boy we're going here...

Screw it, I can't resist the temptation.

While it is true that dental students work hard, that doesn't entitle them to receive unemployment checks. I mean, lets face it. Most dental students wouldn't be anywhere near their position if it wasn't for the hard work that their parents did to help put them there. Think about it, what they have done for us is a mere fraction of what we have done. They try to help pay for college, buy you new computer, pay your ADA fees, etc. All you do is pay for your clothes and food. Our hard work involves studying, and sometimes I don't even mind that since the subject can be interesting.

Secondly, the OP is no longer in school, he just has poor planning. He should have anticipated that the system in slow, and had a temporary job lined up. That is what a responsible adult does. He is forward-thinking and can take care of himself. Taking care of one's self doesn't mean turning to Uncle Sam. The government is not your parents. Maybe your the type to ask your parents to bail you out every time you screw up, but the rest of us like to handle our own ****. When things don't go as we planned, we lock in and work ourselves out of our mess. It's not like the OP cannot work because he is currently in D-School, he simply is too lazy to, or believes he is above working an average job.

Lastly, yes, dentists pay higher taxes than most of the population. Yes, sometimes it can feel outrageous when you are dishing out 30% of your income to taxes. But think about it, you are in a position where it doesn't matter that you are paying high taxes. You are already making a comfortable living as a dentist. Would you rather make $250,000 and be taxed at 30%, or make $45,000 and be taxed at 10%? Your call. The idea behind taxation is to provide equal benefits for the nation's constitutions. Those who can provide more are taxed more. I know this means that you cannot afford that Ferrari you always wanted, but put a sock in it. I'm sure that BMW will be just as great. 🙄

And I've told many people this, but:

My parents came to the US with $300. Both managed to attend college and get post graduate educations, and both now make over 6 figure salaries. And they did it with a newborn child. Me 🙂. So don't give me this **** that it's hard for a student to make it by in school. What's hard is not being able to visit any family for 10 years because you couldn't afford a plane ticket and completing your PhD was your top priority.

Get a life and work hard like the rest of the world. Don't expect someone else to pay for your way through life. If you want something YOU are the one that has to work for it.

 

[PharmaTope]

read my post in the general residency issues forum about this.

you can and should collect unemployment. you pay more into this system that anyone else on it.

it isnt like you are waking up at noon, drinkin 40z malt liquor, smoking weed, knocking people up.... oh ya that's the rest of america sucking off all your earnings in the future.

you paid into it, you rightfully deserve it.

anyone saying you dont deserve it and shouldnt take it dont understand EQUAL rights. most liberals will tell you it isnt right that you are getting it. blah blah, you paid into it, it is there for a reason, you are in need of it, END OF STORY.

go collect until you find a job or do like everyone else, collect for 52-76 weeks.

 

[anishannayya]

You are mistaken if you think that I don't believe that everyone has equal rights to welfare. I'm merely stating that the OP's situation is not inclusive of the idea behind when one should receive welfare. Generally, the worker must be unemployed through no fault of his/her own (generally through lay-offs). In this case, however, the OP is unemployed at his fault: he didn't plan ahead. Furthermore, he was not layed-off, and since he was in D-School, not previously employed. So, in this instance the OP is asking for a handout, not assistance. Federal assistance is supposed to be a last ditch option, not Plan B.

Be advised: Careful who you call liberal. You don't know anything about my politics. In fact, most people who hold my view point would be considered conservative, as in, "I don't believe that the government should provide economic outpatient care."

 

[Stephie3]

"While it is true that dental students work hard...Most dental students wouldn't be anywhere near their position if it wasn't for the hard work that their parents did to help put them there. Think about it, what they have done for us is a mere fraction of what we have done. They try to help pay for college, buy you new computer, pay your ADA fees, etc. All you do is pay for your clothes and food. Our hard work involves studying, and sometimes I don't even mind that since the subject can be interesting.



Get a life and work hard like the rest of the world. Don't expect someone else to pay for your way through life. If you want something YOU are the one that has to work for it."

i dont have anything to say about the unemployment debate, but i love it how this poster is totally being hypocritical. his parents pay for everything except food and clothes...then he tells someone to get a life and work hard like the rest of the world. not everyone in dental school has parents who buy them everything except clothes and food. i wish i had someone to buy me stuff but my dad is gone and left my mom in poverty. should people in their twenties still be on their parents tab? the kid who posted this is obviously on parental welfare.
​

 

[anishannayya]

"While it is true that dental students work hard...Most dental students wouldn't be anywhere near their position if it wasn't for the hard work that their parents did to help put them there. Think about it, what they have done for us is a mere fraction of what we have done. They try to help pay for college, buy you new computer, pay your ADA fees, etc. All you do is pay for your clothes and food. Our hard work involves studying, and sometimes I don't even mind that since the subject can be interesting.



Get a life and work hard like the rest of the world. Don't expect someone else to pay for your way through life. If you want something YOU are the one that has to work for it."

i dont have anything to say about the unemployment debate, but i love it how this poster is totally being hypocritical. his parents pay for everything except food and clothes...then he tells someone to get a life and work hard like the rest of the world. not everyone in dental school has parents who buy them everything except clothes and food. i wish i had someone to buy me stuff but my dad is gone and left my mom in poverty. should people in their twenties still be on their parents tab? the kid who posted this is obviously on parental welfare.
​

Nope, you misunderstood my post. My parents don't pay for anything. Since high school, I've paid for my own gadgets, cell phone bill (or my share of it, which is currently $60 a month), car, fuel, insurance (my share of it), etc. My parents provide me an awesome home, warm clothes, and my mom's excellent cooking. Even with this, I still stand by my original statement that I would be no where without my parents. They are the ones who have given and continue to give me the tools to succeed.

The only thing that my parents have agreed to pay for is my undergraduate college tuition and board, and half of that I have paid for through scholarships that I have earned. I am merely trying to reflect the majority of our peers, what I imagine the OP's situation would be like.

My parents have instilled in me the values of having a hard work ethic, and I earn everything that I have. I DO NOT live like a leech off my parents.

I'm not so incredibly stupid to dish out advice that I myself do not follow. If I say something, I either do it myself, plan to do it myself, or otherwise strongly believe in it.

If you ask me my plan for dental school expenses, I would tell you that I've been saving money, and currently have ~ $5,500 put away. I'm hoping that since I will be selling my car, I will be able to save even more in college and bring that number to ~ $15,000 by the end of college so that I can pay for my own dental school expenses. I would pay for rent by asking my parents for a loan (as I did with my car). As they are my parents, they didn't expect me to pay interest, they just let me spread out the cost over a year.

Oh yeah, and FYI I'm not in my twenties, I'm 17.

Like I said to the previous poster, you don't know anything about me. If you would like to, simply PM me. I'd be glad to talk about who I am, and would love to hear about your life experiences as well. But don't shotgun accusations when you have know idea who the hell I am.

Sorry for the thread hijack , and if anyone has any other problems with me, they can PM me directly.


Now, I'm going to stop beating a dead horse.

Arrrggghhh! :troll:😍

One more thing: In case your wondering, I make money by fixing computers, building 'em, installing home theater systems (mounting TVs, etc.). It's amazing what people will pay you. Typically I can make ~$70 for just 3-4 hours of work. Best part is that the government doesn't know I make money, so I get to keep all of it. 😀 Um... I mean, I'm an independent contractor.

 

[PharmaTope]

Oh yeah, and FYI I'm not in my twenties, I'm 17.

it shows. unfortunately people on this board only take career advice from Justin Beiber

 

[biorenaissance]

it shows. unfortunately people on this board only take career advice from Justin Beiber

I don't aspire to be like Beiber.... Lindsay Lohan and Mary-Kate are my idols. When I diet I follow their standards rails of cocaine and Bombay!!

 

[sonofapizzaman]

read my post in the general residency issues forum about this.

you can and should collect unemployment. you pay more into this system that anyone else on it.

it isnt like you are waking up at noon, drinkin 40z malt liquor, smoking weed, knocking people up.... oh ya that's the rest of america sucking off all your earnings in the future.

you paid into it, you rightfully deserve it.

anyone saying you dont deserve it and shouldnt take it dont understand EQUAL rights. most liberals will tell you it isnt right that you are getting it. blah blah, you paid into it, it is there for a reason, you are in need of it, END OF STORY.

go collect until you find a job or do like everyone else, collect for 52-76 weeks.

If you're not doing these things, then perhaps you could be working...

 

[Istr8nthem]

In this case, however, the OP is unemployed at his fault: he didn't plan ahead.

Unfortunately, this is actually the governments fault that this is happening in the first place. Now that New York State requires a residency for licensure, and their speed in getting said licenses processed in Albany is dreadfully slow, they are leaving many professionals up a creek without a paddle. Many individuals finish their residency, need to move elsewhere, rent an apartment, pay for their license, pay all everyday bills, with no income for up to 8 weeks because the state they live in mandates they complete a residency and then does not have the capability to process them in a timely manner.

For all of you who simply say to go out and get a job- I encourage you to try this with the credentials you have. It's a huge red flag if a dentist walks into Target or Wendys and applies for a job, the only reason they would be doing this is if they are a felon who has lost their license to practice, or if they were doing this for a very short time period, neither of which is going to win you the job.

If one can qualify for unemployment and is not using the system, I believe it is there to help them. Bills need to be paid and often after 2,3,4,6 years of residency, you are no longer able to postpone loan payments.

My opinion, for what it's worth.

If you happen to live in a state that does not have these requirements for licensure, I retract my previous statements; you are lazy and poor at planning.

 

[aphistis]

Oh, boy we're going here...

Screw it, I can't resist the temptation.

While it is true that dental students work hard, that doesn't entitle them to receive unemployment checks. I mean, lets face it. Most dental students wouldn't be anywhere near their position if it wasn't for the hard work that their parents did to help put them there. Think about it, what they have done for us is a mere fraction of what we have done. They try to help pay for college, buy you new computer, pay your ADA fees, etc. All you do is pay for your clothes and food. Our hard work involves studying, and sometimes I don't even mind that since the subject can be interesting.

Secondly, the OP is no longer in school, he just has poor planning. He should have anticipated that the system in slow, and had a temporary job lined up. That is what a responsible adult does. He is forward-thinking and can take care of himself. Taking care of one's self doesn't mean turning to Uncle Sam. The government is not your parents. Maybe your the type to ask your parents to bail you out every time you screw up, but the rest of us like to handle our own ****. When things don't go as we planned, we lock in and work ourselves out of our mess. It's not like the OP cannot work because he is currently in D-School, he simply is too lazy to, or believes he is above working an average job.

Lastly, yes, dentists pay higher taxes than most of the population. Yes, sometimes it can feel outrageous when you are dishing out 30% of your income to taxes. But think about it, you are in a position where it doesn't matter that you are paying high taxes. You are already making a comfortable living as a dentist. Would you rather make $250,000 and be taxed at 30%, or make $45,000 and be taxed at 10%? Your call. The idea behind taxation is to provide equal benefits for the nation's constitutions. Those who can provide more are taxed more. I know this means that you cannot afford that Ferrari you always wanted, but put a sock in it. I'm sure that BMW will be just as great. 🙄

And I've told many people this, but:

My parents came to the US with $300. Both managed to attend college and get post graduate educations, and both now make over 6 figure salaries. And they did it with a newborn child. Me 🙂. So don't give me this **** that it's hard for a student to make it by in school. What's hard is not being able to visit any family for 10 years because you couldn't afford a plane ticket and completing your PhD was your top priority.

Get a life and work hard like the rest of the world. Don't expect someone else to pay for your way through life. If you want something YOUare the one that has to work for it.

You are mistaken if you think that I don't believe that everyone has equal rights to welfare. I'm merely stating that the OP's situation is not inclusive of the idea behind when one should receive welfare. Generally, the worker must be unemployed through no fault of his/her own (generally through lay-offs). In this case, however, the OP is unemployed at his fault: he didn't plan ahead. Furthermore, he was not layed-off, and since he was in D-School, not previously employed. So, in this instance the OP is asking for a handout, not assistance. Federal assistance is supposed to be a last ditch option, not Plan B.

Be advised: Careful who you call liberal. You don't know anything about my politics. In fact, most people who hold my view point would be considered conservative, as in, "I don't believe that the government should provide economic outpatient care."

Nope, you misunderstood my post. My parents don't pay for anything. Since high school, I've paid for my own gadgets, cell phone bill (or my share of it, which is currently $60 a month), car, fuel, insurance (my share of it), etc. My parents provide me an awesome home, warm clothes, and my mom's excellent cooking. Even with this, I still stand by my original statement that I would be no where without my parents. They are the ones who have given and continue to give me the tools to succeed.

The only thing that my parents have agreed to pay for is my undergraduate college tuition and board, and half of that I have paid for through scholarships that I have earned. I am merely trying to reflect the majority of our peers, what I imagine the OP's situation would be like.

My parents have instilled in me the values of having a hard work ethic, and I earn everything that I have. I DO NOT live like a leech off my parents.

I'm not so incredibly stupid to dish out advice that I myself do not follow. If I say something, I either do it myself, plan to do it myself, or otherwise strongly believe in it.

If you ask me my plan for dental school expenses, I would tell you that I've been saving money, and currently have ~ $5,500 put away. I'm hoping that since I will be selling my car, I will be able to save even more in college and bring that number to ~ $15,000 by the end of college so that I can pay for my own dental school expenses. I would pay for rent by asking my parents for a loan (as I did with my car). As they are my parents, they didn't expect me to pay interest, they just let me spread out the cost over a year.

Oh yeah, and FYI I'm not in my twenties, I'm 17.

Like I said to the previous poster, you don't know anything about me. If you would like to, simply PM me. I'd be glad to talk about who I am, and would love to hear about your life experiences as well. But don't shotgun accusations when you have know idea who the hell I am.

Sorry for the thread hijack , and if anyone has any other problems with me, they can PM me directly.


Now, I'm going to stop beating a dead horse.

Arrrggghhh! :troll:

One more thing: In case your wondering, I make money by fixing computers, building 'em, installing home theater systems (mounting TVs, etc.). It's amazing what people will pay you. Typically I can make ~$70 for just 3-4 hours of work. Best part is that the government doesn't know I make money, so I get to keep all of it. 😀 Um... I mean, I'm an independent contractor.

17 or not, you're my new hero. 👍

 

[DrReo]

17 or not, you're my new hero. 👍

I agree.

At least we know there's some hope 😀

 

[janV88]

read my post in the general residency issues forum about this.

you can and should collect unemployment. you pay more into this system that anyone else on it.

it isnt like you are waking up at noon, drinkin 40z malt liquor, smoking weed, knocking people up.... oh ya that's the rest of america sucking off all your earnings in the future.

you paid into it, you rightfully deserve it.

anyone saying you dont deserve it and shouldnt take it dont understand EQUAL rights. most liberals will tell you it isnt right that you are getting it. blah blah, you paid into it, it is there for a reason, you are in need of it, END OF STORY.

go collect until you find a job or do like everyone else, collect for 52-76 weeks.

You didn't pay into it...

Like I said in my previous post, unemployment is paid for solely by an unemployment tax on businesses.

 

[Pedosmakebank]

How is this true? No fault of your own???? It was YOUR FAULT that you did a GPR knowing fully well the GPR lasts only 1 year. It is YOUR FAULT that you did not have employment lined up for you following the GPR. You KNEW that the GPR would end. To claim otherwise is pure BS. Don't try to play a victim by saying your non-employed time is not your fault.

Easy there sailer! There are actually a lot of people than you think on welfare in dental school. Its not just mormans, although, they are probably the main culprits. I can't blame this kid for thinking about doing this.

We've become an entitled nation. I don't get the whole health care is a right thing either. Last I checked, it's people who provide health care and therefore health care is a service. People complain about the price of a crown, but they sure can go out and spend money on a new iphone/ service, Flat screen tv, cable etc. and not blink an eye.

I was at first upset when I realized people in dental school are on welfare. Sorry, but shouldn't it be like anything else. Shouldn't you live within your means. If that means not popping out 10 kid and having your wife work, then so be it. Or, if that means not becoming a dentist etc., well that's for you to decide. I think people should realize that we all have choices and that the choices we make have both negative and positive consequences. Again, make your choices wisely, but don't complain to me!

Here you have people who decide to get married young and have more kids than they can support. Then they go to dental school and get even more in debt and a lot of them then go on to specialize all while getting financial aide from us, the tax payers. All while I'm left to foot my own bill and part of theirs.

However, I try to look at it in a different light so I don't get worked up over it. At least these people are bettering themselves and will hopefully contribute in a positive way to society. Lets hope...

PMB

 

[Near]

When it comes down to it it's a moral issue. Do what you think is right. Nobody can tell you what to think.

 

[Pedosmakebank]

You didn't pay into it...

Like I said in my previous post, unemployment is paid for solely by an unemployment tax on businesses.

Hahaha... You're right. He didn't pay into it lol.

Somehow these magical things called "businesses" just foot the bill. Hmmm... Who works at these businesses so they can make money to pay the taxes?

Obama, is this you?? 😀

PMB

 

[Pedosmakebank]

When it comes down to it it's a moral issue. Do what you think is right. Nobody can tell you what to think.

Good point...

 

[janV88]

Somehow these magical things called "businesses" just foot the bill. Hmmm... Who works at these businesses so they can make money to pay the taxes?

Ok I guess you can think of it that way too but fact is the general public is not paying into an unemployment fund directly. If the OP does file unemployment, the previous employer's unemployment tax will increase (it is dependent on how many employees file for unemployment). Now...will that business reduce the income of their employees? Most likely not...so no the he/she is not paying into unemployment since it does not affect his/her paycheck.

And what a terrible way to think. Oh I "pay" into this service so I will take advantage. I "deserve" it! Maybe if less people think this way...we wouldn't have politicians who get into office by funding ridiculous entitlement programs.

Oh and I almost forgot...as a resident the OP was a "trainee" not an "employee". He/she is also not currently working. So he/she is not eligible for unemployment.

 

[Pedosmakebank]

Ok I guess you can think of it that way too but fact is the general public is not paying into an unemployment fund directly. If the OP does file unemployment, the previous employer's unemployment tax will increase (it is dependent on how many employees file for unemployment). Now...will that business reduce the income of their employees? Most likely not...so no the he/she is not paying into unemployment since it does not affect his/her paycheck.

And what a terrible way to think. Oh I "pay" into this service so I will take advantage. I "deserve" it! Maybe if less people think this way...we wouldn't have politicians who get into office by funding ridiculous entitlement programs.

Oh and I almost forgot...as a resident the OP was a "trainee" not an "employee". He/she is also not currently working. So he/she is not eligible for unemployment.

I agree that entitlement programs are ridiculous.

However, as a resident in most institutions if not all, you are staff and considered an employee. Trust me on that one chief.

I don't believe the op should draw welfare. However, I can't blame him for thinking about doing so...

PMB

 

[janV88]

However, as a resident in most institutions if not all, you are staff and considered an employee. Trust me on that one chief.

I stand corrected.

I am pretty sure though that there's a window of opportunity to file for unemployment after you lose your job.

 

[NAVY DDS 2010]

whoa there Pedos.. - First of all - it is 'sailor', not 'sailer'. Next, maybe you need to learn to read again so can fully understand what I wrote. the post you quoted me on was giving my opinion about a RESIDENT, not a dental student. He claimed it was not of his fault, so that is why he wants to apply for unemployment. Now, I am going take back some of what I said only because of my ignorance of the rules of New York licensing. I didn't know it was a requirement for dentists in New York to do a residency as someone within the last day or so stated. So, if it is actually true that it takes up to 8 weeks after the residency to get the licensure, then I can see his point of wanting unemployment. Like I said, I do change my stance some based on new info I didn't know about. But, for the most part, I still feel a resident trying to get unemployment right out of the residency shouldn't be allowed because in most cases they should have a job lined up and their license by that point (not including New Yorkas we all now know ).

Now, your main point arguing with me - I just don't get why you are trying to argue your point because I never mentioned anything about very few people receiving some type of welfare. I know mroe than just the mormons (not mormans) who are on some type of government assistance as well, but my reply was only based on another poster's comments about mormons. Actually, mormons are not the biggest culprits, but they are the biggest targets since they are the ones who tend to have families more often than others. That said, you are trying to tie two different posts together which are actually different situations - you just can't compare the two situations.

Now - my response to your post. It is instances like this that reinforces why I do not associate with being a conservative or a liberal. I don't feel like I have to go one way or the other, so I can truly go in the direction my heart feels is the right way to go. Your way of thinking is so very flawed when it comes to your arguement of paying for some type of welfare of those in dental school who need it. I don't care if the government assistance is for a 1 person household or for a 8 person household. Here is a comment of yours "Shouldn't you live within your means. If that means not popping out 10 kid and having your wife work, then so be it. Or, if that means not becoming a dentist etc., well that's for you to decide. I think people should realize that we all have choices and that the choices we make have both negative and positive consequences." Most of the people I know who receive some type of government assistance while in school do not squander their money. They actually need the money to survive. Without it, they may not be able to pay the bills, eat, etc. while in school forcing them to not attend d-school. Now, if a person goes with your train of thought (if that means not becoming a dentist...), then a person (who will most likely pay as much in taxes every few months as they will receive in benefits over their 4 years in d-school ) shouldn't go to school because they aren't fortunate enough to have as much money right then as other people. That makes no sense. That is exactly what welfare was initially intended for - assistance to those who need it until they can better themselves and be contributors to society. I will use my wife as an example here. My mother-in-law (MIL) was a contributing member of society until 2 different incidents where another person ran into my MIL injuring her to a point where she could not perform daily tasks. She lived off her $550/mo disability checks through most of my wife's junior high, high school and college years. Tell me this, could you support a 3 person household on $550/mo? If it weren't for government assistance, my wife would not have been able to pay for her expenses in undergrad and the early years of her professional training (until she met me). She received a bit of money for her education and living expenses - enough to live frugally for 4 years until I started assisting her. Without that money, she would not have been able to receiver her PharmD at 24 yo and make a 6 figure income and pay a butt load of taxes for what will be 30+ years before we retire. Your way of thinking makes people believe that you feel that maybe she shouldn't have attended pharmacy school because she cannot afford it. It is better to not attend and do something else where you don't have to receive assistance. Wow, it is better to for someone to not receive 4 years of assistance then to be able to contribute a lifetime of taxes that will pay back what what given to her by probably 25-30 fold. I think ANYONE who will have this ability (and dentists have a much higher earning potential than pharmacists) SHOULD receive some assistance while in d-school should they need it. The government and the people of the US will benefit in the long run by assisting those individuals who need it. There is NO DIFFERENCE between my wife's case and a student who has a spouse and 4 kids while going to dental school. This is exactly what these programs are for and will benefit society in the end.

Now, I did read the last paragraph. I see you mentioned you "try to look" at things from the other side, but that still doesn't mean you agree with it. I see it from your perspective. I just think your though process on this topic is flawed. If a person is squandering the money, I agree they should not receive the money. But, this is not the case in most instances with families who receive aid while going to a professional school.

Oh, by the way, thank you. You helped pay for the medical expenses for the pre-natal care, birth and post-natal care of my premature twins thanks to the government paying the entire bill.

Easy there sailer! There are actually a lot of people than you think on welfare in dental school. Its not just mormans, although, they are probably the main culprits. I can't blame this kid for thinking about doing this.

We've become an entitled nation. I don't get the whole health care is a right thing either. Last I checked, it's people who provide health care and therefore health care is a service. People complain about the price of a crown, but they sure can go out and spend money on a new iphone/ service, Flat screen tv, cable etc. and not blink an eye.

I was at first upset when I realized people in dental school are on welfare. Sorry, but shouldn't it be like anything else. Shouldn't you live within your means. If that means not popping out 10 kid and having your wife work, then so be it. Or, if that means not becoming a dentist etc., well that's for you to decide. I think people should realize that we all have choices and that the choices we make have both negative and positive consequences. Again, make your choices wisely, but don't complain to me!

Here you have people who decide to get married young and have more kids than they can support. Then they go to dental school and get even more in debt and a lot of them then go on to specialize all while getting financial aide from us, the tax payers. All while I'm left to foot my own bill and part of theirs.

However, I try to look at it in a different light so I don't get worked up over it. At least these people are bettering themselves and will hopefully contribute in a positive way to society. Lets hope...

PMB

 

[anishannayya]

Couple things I want to say here:

1. I still stand by the idea that the OP should take a job at a local fast food place, shopping mall, etc. I can practically guarantee you that anybody can find a minimum wage job within a week. OP should have had the hindsight to save up, in anticipation for the 2 months he would be out of work. Another question, why can't the OP just continue working as a resident? Besides, it isn't like the OP will make much less at a minimum wage job than he did as a resident. 😀

2. I'm all in favor of using welfare if you truly have a disability, and here is the key: actually need the additional income. Again, if you plan ahead and are forward thinking, you should have enough emergency funds saved up to tide you over during such a crisis (provided it is short unemployment; disabilities are another matter entirely).

3. Dentists are not entitled to, and shouldn't receive any compensation for their economic status, regardless of the children they have. Dentists are already recieveing their compensation: a life long of stable income and comfortable living. It is a major factor in most people's choice to become a dentist. If you need additional money in college, get a loan. If you don't know someone who has money they can lend you, get a private loan from a bank. They'd be happy to pay for your rent in D-school. It's the same reason why they are happy to give you a loan for a new practice. They know that you will eventually make money, and that you are good for it. Lastly, attempting to raise children during D-school is poor planning. Unlike other graduate or post-graduate work, D-school is very time intensive; and requires 100% time at no pay. At least in other programs, you might have time for a part-time job, or internship, and can frequently get paid money for your research. Raising children is a very expensive and time consuming path. Those who want to have children in D-school need to first make sure that they can afford it (one spouse needs to be working) and they sure as hell need to get insurance.

To those who had children in D-school: Kudos! I don't know how the hell you did it. Even if you had sufficient cash flow, the time and effort needed to take care of a new born is exhausting.

 

[anishannayya]

I agree.

At least we know there's some hope 😀

Awww, shucks. 😳

Thanks, I'm getting that warm tingly feeling.

I should probably stop treating the internet like a debate class, it's always a never-ending downhill slide. 😀

 

[Pedosmakebank]

I know mroe than just the mormons (not mormans) who are on some type of government assistance as well, but my reply was only based on another poster's comments about mormons.

Now - my response to your post. It is instances like this that reinforces why I do not associate with being a conservative or a liberal. I don't feel like I have to go one way or the other, so I can truly go in the direction my heart feels is the right way to go. Your way of thinking is so very flawed when it comes to your arguement

If it weren't for government assistance, my wife would not have been able to pay for her expenses in undergrad and the early years of her professional training (until she met me). She received a bit of money for her education and living expenses - enough to live frugally for 4 years until I started assisting her.

First of all chief, its more not "mroe" and it argument, not "arguement"...😀

I will start off by saying that I don't believe in welfare in the first place. It should never have been started. People in the old days helped people in need. That's just how it worked and the way it has always worked.

Hey man, we all have choices. If people have kids and can't afford to go to dental school with loans, they should wait until they can. I'm all for people having kids, but be responsible. Again it comes back to consequences for your choices both positive and negative. Life is not fair. My thought process is not flawed.

Also, being disabled and going to dental school or another professional school are two different things. Poor analogy my man. In your case your wife's mother couldn't work. People going to dental school already have a bachelors degree and could find work and are able bodies. There are plenty of other well qualified applicants that would love a chance to go to dental school...

Glad I could help with your kid. I'll just say this, the kid doesn't get to decide who his parents are.... 😎

The best part of your rant is this:

"If it weren't for government assistance, my wife would not have been able to pay for her expenses in undergrad and the early years of her professional training (until she met me). She received a bit of money for her education and living expenses - enough to live frugally for 4 years until I started assisting her."

I think I pooped my pants after reading this. "Until she met me" - Watch out there Big Hoss! 🙂 Other things came to my mind too, but can we say "Sugar Daddy"

That's all I've got. Good luck with dental school!

PMB

 

[rarm1]

Hey guys, I just finished up my GPR in Brooklyn, and like other New Yorkers my application for my license is being processed. Has anyone else in NY applied for unemployment since we're out of work through no fault of our own?

We had a resident try that years ago... I have not yet read all the posts here but here goes:
he lost and almost lost a potential license due to fraud
1. You were not fired, you had a 1 year contract and it is over.
2. Unemployement is payed by the employer, not the employee... they must pay when you get unemployement.
3. Most employers will fight false charges and counter-sue for legal fees and time their staff has to take off, braking contracts, fraudant claims.
4. It will be a stain on you record/professionism which may jeopodize your future.
5. Have you been activitely seeking employment? for any job? (the rules state any job)

NY may be different than Delaware... but I think you may due more harm then good.

 

[rarm1]

read my post in the general residency issues forum about this.

you can and should collect unemployment. you pay more into this system that anyone else on it.

READ about the system... the employer will pay... after a contract is over its over...


I suggest this thread be closed due to the miss information and the HEAT...
only a legal source will have the best answers. From residency point of view... hospitals will end them (especially ones not vital) if they have to pay

 

[mike3kgt]

Wow, it is better to for someone to not receive 4 years of assistance then to be able to contribute a lifetime of taxes that will pay back what what given to her by probably 25-30 fold. I think ANYONE who will have this ability (and dentists have a much higher earning potential than pharmacists) SHOULD receive some assistance while in d-school should they need it.

This is all predicated on the fact that those freshly minted graduates don't go out and become independent contractors, have "corporate" entities and "great accountants" that help maximize their personal income versus what is paid into federal taxes. Also, one must consider that many students go to dental school in one state and move right after dental school to western states. So receiving government assistance in one state and "paying back into it" in another?

Also, do these students feel particularly energetic to accept medicaid in their future dental practices due to the 4+ years of receiving it?

Don't think this necessarily happens because many quickly forget about "paying back into the system" when all those student loan bills come into repayment.

Please no hate/flame, just stating some rhetorical questions and stating a couple of thoughts...

 

[Thaxil]

I did receive Medicaid for my 6 y/o boy and food stamps which was a tremendous help. I never spoke of it to others in dental school and was not living phatt. Financial aid provide 1100/month for rent, utilities, food, gas and other essentials. My parents were in even worst off then I was, so interest free loan, Ha. I tried to make it for the first year. Checking labels for once/price for the best deals, clipping coupons, eating rice and beans. No fresh fruits or vegetable, cube steak on special occasion. Never bought any dental school books. Looked into my wife obtaining employment, but with out a field, near minimum wage only pay for daycare at 700/month then we had some else caring for our child. I felt shameful every time I bought with food stamps, but appreciate the better nutrition and great health care my child receive. In fact it was better care then what I current pay for. It was a necessity, not a choice, and yes, I could have said, dental school is not impossible because I now have a child, but my drive did not allow me to dream small. I did work the last 2 years of dental school delivering pizza.

The 17 y/o stated that a d-student can just simply get an additional loan for extra living expenses. Many students are graduating with 400K plus debt and adding to it is gut wrenching but a reasonable alternative if possible. The severe cutback of credit that many financial organization done in the past years have pretty much eliminated that. I looked for 1 year and 5 different banks before I found funding to buy my practice. While in d-school I took the max amount of funding private and all forms of gov loans. I was told there was no more possible assistants.

Many dental students did not grow up dreaming of becoming a dentist and mistake an ill-plans had occurred, but does that disqualify that person from fulfilling their goals in life. That is just curial. I think society needs to help people better them self. I am frustrated myself with how much money is wasted on handout to people who rather pop-out kids then to work, but d-students cant get pregnant and are some of the most upperly mobile people. Give them the assistant they need to become successful.

My license was delay for 4 months and I made do with CC and a small savings.

 

[gryffindor]

Couple things I want to say here:

1. I still stand by the idea that the OP should take a job at a local fast food place, shopping mall, etc. I can practically guarantee you that anybody can find a minimum wage job within a week. OP should have had the hindsight to save up, in anticipation for the 2 months he would be out of work. Another question, why can't the OP just continue working as a resident? Besides, it isn't like the OP will make much less at a minimum wage job than he did as a resident. 😀

Are you really 17? Then OMG this is a terrible idea. In NY, the minimum wage is $7.25/hour. Even earning a generous $10/hour, 40 hours/week, that is a $400 weekly paycheck. The going rate for a dentist in NY when I was employed a few years ago was around $400/day (I'm hoping it's higher for newbies graduating in 2010). Working a minimum wage job is a terrible use of the OP's time. I would've rather swiped a credit card for living expenses than do that. He is better off spending his time going on job interviews or just getting out there and meeting dental professionals and industry reps to make connections for the future.

And you can't continue working as a resident. Once your contract ends on June 30, you must clear out. They need the space for the new residents that start on July 1.

 

[anishannayya]

Are you really 17? Then OMG this is a terrible idea. In NY, the minimum wage is $7.25/hour. Even earning a generous $10/hour, 40 hours/week, that is a $400 weekly paycheck. The going rate for a dentist in NY when I was employed a few years ago was around $400/day (I'm hoping it's higher for newbies graduating in 2010). Working a minimum wage job is a terrible use of the OP's time. I would've rather swiped a credit card for living expenses than do that. He is better off spending his time going on job interviews or just getting out there and meeting dental professionals and industry reps to make connections for the future.

And you can't continue working as a resident. Once your contract ends on June 30, you must clear out. They need the space for the new residents that start on July 1.

Well, obviously I'm 17. Why else would I have said so?

Didn't know that you were booted out. Living on credit is a good idea, if the OP has a job lined up. And the thing about residents making minimum wage was a joke.

Minimum wage is $7.25 in NY! Wow, here in CA it's $8, and I would think it's cheaper to live here.

 

[DrReese]

I did receive Medicaid for my 6 y/o boy and food stamps which was a tremendous help. I never spoke of it to others in dental school and was not living phatt. Financial aid provide 1100/month for rent, utilities, food, gas and other essentials. My parents were in even worst off then I was, so interest free loan, Ha. I tried to make it for the first year. Checking labels for once/price for the best deals, clipping coupons, eating rice and beans. No fresh fruits or vegetable, cube steak on special occasion. Never bought any dental school books. Looked into my wife obtaining employment, but with out a field, near minimum wage only pay for daycare at 700/month then we had some else caring for our child. I felt shameful every time I bought with food stamps, but appreciate the better nutrition and great health care my child receive. In fact it was better care then what I current pay for. It was a necessity, not a choice, and yes, I could have said, dental school is not impossible because I now have a child, but my drive did not allow me to dream small. I did work the last 2 years of dental school delivering pizza.

The 17 y/o stated that a d-student can just simply get an additional loan for extra living expenses. Many students are graduating with 400K plus debt and adding to it is gut wrenching but a reasonable alternative if possible. The severe cutback of credit that many financial organization done in the past years have pretty much eliminated that. I looked for 1 year and 5 different banks before I found funding to buy my practice. While in d-school I took the max amount of funding private and all forms of gov loans. I was told there was no more possible assistants.

Many dental students did not grow up dreaming of becoming a dentist and mistake an ill-plans had occurred, but does that disqualify that person from fulfilling their goals in life. That is just curial. I think society needs to help people better them self. I am frustrated myself with how much money is wasted on handout to people who rather pop-out kids then to work, but d-students cant get pregnant and are some of the most upperly mobile people. Give them the assistant they need to become successful.

My license was delay for 4 months and I made do with CC and a small savings.

Thank you for posting this. I went through the same thing in undergrad. My parents have no money, bad credit, and never went to college. It was by foodstamps, state assistance for daycare, and the section 8 housing program that I was able to be the first in my family graduate from college and be able to take care of my child (he was 2 when I graduated). Some of you are saying be more responsible, d-students shouldnt have kids, poor planning etc...that may be true but things happen and this is REALITY. Who are you to tell me that I shouldn't be in dental school because I have to get government help to survive? Am I supposed to say eff it and not want to succeed and better myself because I can't afford it? I see we have advocates in here of the rich staying rich and the poor staying poor. I agree that the OP should be actively looking for a way to make money, but if he/she is struggling in the meantime and the gov is willing to help, go for it. Its not like he/she will get much money anyway. People I know on welfare get like 100-200 bucks a week. Like Thaxil said, there are too many people out here who purposely don't work just to get a check from the gov. I would rather see money go to those who are helping themselves get to a better destination.

 

[peanutb123]

Thank you for posting this. I went through the same thing in undergrad. My parents have no money, bad credit, and never went to college. It was by foodstamps, state assistance for daycare, and the section 8 housing program that I was able to be the first in my family graduate from college and be able to take care of my child (he was 2 when I graduated). Some of you are saying be more responsible, d-students shouldnt have kids, poor planning etc...that may be true but things happen and this is REALITY. Who are you to tell me that I shouldn't be in dental school because I have to get government help to survive? Am I supposed to say eff it and not want to succeed and better myself because I can't afford it? I see we have advocates in here of the rich staying rich and the poor staying poor. I agree that the OP should be actively looking for a way to make money, but if he/she is struggling in the meantime and the gov is willing to help, go for it. Its not like he/she will get much money anyway. People I know on welfare get like 100-200 bucks a week. Like Thaxil said, there are too many people out here who purposely don't work just to get a check from the gov. I would rather see money go to those who are helping themselves get to a better destination.

DrReese well put...

Most middle & rich class people believe that they pay too much taxes & low income families are trying to steal their valuable tax money and complain that low income people do no need any financial assistance.

I observe some people are saying how people should not take advantage of the system and giving their bs philosophy on how they stand on their feet. But they fail to admit the fact that their piggy bank is getting filled by their parents, and they work to provide for themselves to buy fancy stuff...

People say that they will find a job in some restaurant instead of collecting unemp. or something... come on now would you really do that? Would you really work in a restaurant and make less money than the money that you get from unemployment check. Would you really degrade yourself by going to work in some restaurant to make almost close to nothing. Isnt that the reason most people enter dental field for the money? Plus the OP's free time could be used to find Dentist job which pays really good. So in the end everyone wins. Since the op got his unemployment money and spent their time wisely to find a good dentist job they can start to pay high taxes and the govt. gets their money back...

The funny part is the middle/rich class people are the ones who would be collecting once they loose their manager position until they find another manager position... isnt that the same thing as what the op is trying to do.