hey everyone. i am going to be buying a home next year, so i finally checked my credit score, which is in the low 700s. i simulated the score with myfico if i added a credit card (i do not have one now), and it bumped up to almost 760. realizing this would save big time on mortgage rates, i am going to apply for one soon. i don't want to apply & be turned down though, and i am afraid this might happen as i have no current income (although i have signed a residency contract & will be employed in july). i was hoping someone would have advice on which cards might approve me with no current income, or if i can put my starting income in july on the application. if anyone has any insight on applying, please let me know since i am new to the game. thanks in advance.