CVS California Health benefits

[wucool33]

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Hey guys, I'm currently looking at all the options for health benefits for a CVS pharmacist in California and I'm not sure which one to pick. I'm a 29 yo healthy guy with only a vision problem. I know it's deducted on a pre-tax basis, so I know I want the premium vision plan, but other than that, I'm lost. Should I just pick the cheapest medical plan and call it a day?

Thanks for any input in advance!

 

[N974]

I would look at the high deductible option. That will allow you to save an additional 2-3k tax free in a health care savings account. This money can be withdrawn same as a traditional 401k during retirement (ie taxable), or withdrawn tax free for any medical need at any time over your lifetime. Copays, long term care babies, etc.

 

[wucool33]

I would look at the high deductible option. That will allow you to save an additional 2-3k tax free in a health care savings account. This money can be withdrawn same as a traditional 401k during retirement (ie taxable), or withdrawn tax free for any medical need at any time over your lifetime. Copays, long term care babies, etc.

Thank you 🙂 I will look into it.