Hello all! I'm new here.
I am currently dentist in Lima, Peru. However, I have been trying for the past several years to immigrate somewhere like the US or Canada, where dentists receive more commensurate pay/respect than in my country. I am currently engaged to an American citizen, and we are to be married in December 2016 (wuuuu!). 🙂
Naturally, we've been looking at Advanced Standing programs; the tools here have been very helpful. However, we've been discussing recently if the path to dentistry in the US is worth it.
First, my fiance is 27 and I am 25... so we're not exactly young.
Second, my fiance has $30k debt from his undergrad/master's program. Despite his education, his field promises to pay him very little when he graduates (May 2017): $30-40k annually. Now, the cheaper dental schools I've seen so far (U of Michigan, for example) are around $110,000 all in all. This would mean that once I graduate, in ~2020, our family would have about $140,000 in debt! (For me this is crazy and very scary; we don't have student loans like that in my country!)
Even if we paid a high amount on those loans each month ($800-900?), it could take up to 20+ years to pay them off. I can't imagine just barely paying off my loans when I'm in my late 40's!
So my overall question is this: Is it worth it for you, and why?
I also want to have children soon-ish (before I'm 30), and I have no idea how that would fit in with dental school and etc. I'm really distraught here. I find dentistry very interesting and I love my work back home. (What I don't love is the old "I can't pay, I forgot my wallet" routine and etc...)
My fiance said that maybe I should look into being a dental assistant or something, or even at abandoning the dental field altogether and trying to start a small business. I think I'd be happy doing that, too, but I just don't know! Can you help?
Thanks!
I am currently dentist in Lima, Peru. However, I have been trying for the past several years to immigrate somewhere like the US or Canada, where dentists receive more commensurate pay/respect than in my country. I am currently engaged to an American citizen, and we are to be married in December 2016 (wuuuu!). 🙂
Naturally, we've been looking at Advanced Standing programs; the tools here have been very helpful. However, we've been discussing recently if the path to dentistry in the US is worth it.
First, my fiance is 27 and I am 25... so we're not exactly young.
Second, my fiance has $30k debt from his undergrad/master's program. Despite his education, his field promises to pay him very little when he graduates (May 2017): $30-40k annually. Now, the cheaper dental schools I've seen so far (U of Michigan, for example) are around $110,000 all in all. This would mean that once I graduate, in ~2020, our family would have about $140,000 in debt! (For me this is crazy and very scary; we don't have student loans like that in my country!)
Even if we paid a high amount on those loans each month ($800-900?), it could take up to 20+ years to pay them off. I can't imagine just barely paying off my loans when I'm in my late 40's!
So my overall question is this: Is it worth it for you, and why?
I also want to have children soon-ish (before I'm 30), and I have no idea how that would fit in with dental school and etc. I'm really distraught here. I find dentistry very interesting and I love my work back home. (What I don't love is the old "I can't pay, I forgot my wallet" routine and etc...)
My fiance said that maybe I should look into being a dental assistant or something, or even at abandoning the dental field altogether and trying to start a small business. I think I'd be happy doing that, too, but I just don't know! Can you help?
Thanks!