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This is the first time I'm taking out loans so very confused on how the process works. I will likely be taking out 130-200k over the next 4 years for dental school. Should I go private or federal or both? It seems like many people on these threads are against private loans, and I can't seem to understand why considering the interest rates they offer are much lower than federal loans. For context, my credit score is high in the "very good" zone, and I would also have a co-signer. Would love to hear about other students' experiences and the pros and cons of each. If you guys have any recommendations of preferred lenders, I'd love to hear that too.