Different options for joining the Army (Active Duty or Reserve)

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krmower

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Dental Corps

Health care recruiters focus on recruiting dental students at ADA accredited four year
dental schools, working dentists, and residents in oral surgery and prosthodontic,
programs.
 Direct all interested applicants to the nearest Medical Recruiting Team.
 Must be a U.S. citizen for Regular Army or a permanent resident for Army
Reserve.
 RA applicants may apply during last 12 months of dental school.
 Working dentists must be licensed to practice dentistry and be a graduate of an
ADA-accredited dental school in the United States, District of Columbia, Puerto
Rico, or Canada.
 Must be less than 47 years of age upon initial appointment (may request a
waiver).
 ROTC cadets who are approved for educational delay to attend dental school are
eligible to apply to serve in the Dental Corps.

Active Duty Dental Corps Programs
Health Professions Scholarship Program (HPSP)
This program provides three and four year scholarships for students enrolled in an ADA
accredited D.D.S. or D.M.D. program. Applicant must be a U.S. Citizen. The program
provides full tuition, monthly stipend of $2122 for 10 and one-half months and
reimbursement of certain academic fees. Provides Second Lieutenant pay for 45 days
during non-active or active duty training (ADT). Appointed and commissioned as a
Second Lieutenant branch unassigned while participating in the HPSP program. Soldier is
commissioned as a Dental Corps Captain upon graduation from dental school. Active
duty obligation is year for year for each year receiving the scholarship with a minimum
obligation of three years.

Health Professions Scholarship Program Accession Bonus (HPSP AB)

MC and DC HPSP applicants, regardless of scholarship length, are eligible to receive
HPSP AB. Applicants must meet the HPSP eligibility requirement. Provides $20,000
bonus (taxable) paid in three increments between first and second HPSP monthly stipend
phase. Amount will be disbursed in $9,000, $9,000 and last payment of $2,000. Active
duty obligation in conjunction with HPSP is four (4) years, regardless of length of HPSP
participation. The HPSP AB obligation is served concurrently with the HPSP ADSO.

Advanced General Dentistry 1-Year Program (AGD)

One year training program – target audience is senior dental students. Practicing dentists
who graduated within the past three years may request an exception to policy to apply for
this program. Graduate dentists must be licensed. Six training sites: Joint Base Lewis-
McCord, WA; Ft. Campbell, KY; Ft. Carson, CO; Ft. Benning, GA; Ft. Jackson, SC; Ft.
Sill, OK. Direct accession civilians, HPSP Dental Students are required to apply, and
ROTC Educational Delay Student are eligible to apply

Financial Assistance Program (FAP)

Open to Dentists at any point during their residency training. However, only open to
Dental AOCs where inventory is low. Eligibility is determined on a case by case basis by
OTSG. Recruiters with an interested applicant should send an e-mail to the SVD
Program Manager, requesting consideration of FAP support. FAP provides an annual
grant of $45,000 plus a monthly stipend of $2122. Active duty obligation is two years for
the first year of FAP participation plus one-half (1/2) year for each additional one-half
(1/2) year (or portions thereof) of participation with a minimum period of three years on
active duty for Dentists participating in FAP. Individuals must be U.S. citizens and be
fully-qualified for appointment as a Dental Corps officer, to include having a valid state
license.

Health Professions Bonus Program (HBP)

Program provides a $75,000 accession bonus. Individuals incur a four year active duty
obligation. Bonus is paid in a lump sum at first duty station. Individuals may be eligible,
if qualified, to participate in the active duty loan repayment program. Students in their
last year of dental school may apply. Individuals who have held an appointment as a
Dental Corps officer with any branch of service or component within twenty four months
at time of application are not eligible. Individuals are not eligible if they received any
financial assistance from DOD to pursue their dental degree or specialty including HPSP
and FAP, even if the obligation for this assistance has been served. Please note that 28%
taxes are taken out of the $75K up front, and ensure applicant is aware of this.
Health Professions Loan Repayment Program (HPLRP)

Program provides up to maximum of three years of repayment of qualified education
loans. Payment is made in increments of $40,000 annually (less taxes) for each year of
participation. Active duty obligation is three years. It may be combined with the Health
Professions Bonus; obligations are additive to a maximum of seven years.

Critical Wartime Skills Accession Bonus (CWSAB)

Bonus provides a $300,000 accession bonus for Oral Maxillofacial Surgeons and
Comprehensive Dentists who sign a written agreement to serve on Active Duty for not
less than 4 consecutive years in exchange for receiving the CWSAB. The bonus will be
paid in 4 annual payments. The first payment will be requested upon completion of
Officer Basic Leadership Course (OBLC) and arrival at the first duty station. Applicants
must meet all requirements for appointment as a Dental Corps officer. Individuals who
have held an appointment as a Dental Corps officer with any branch of service or
component within twenty four months at time of application are not eligible. Individuals
are not eligible if they received any financial assistance from DOD to pursue their dental
degree or specialty including HPSP and FAP, even if the obligation for this assistance has
been served.

Specialty Pay

All active duty Dental Corps Officers may be eligible for one or more of the following
categories of special pay, in addition to their base pay: Variable Special Pay (VSP) -
Paid monthly based on creditable service and annual rates. Board Certified Pay (BCP) -
Paid monthly based on creditable service and annual rates. The officer must be board
certified. Dental Additional Special Pay (DASP) - Payable in one annual sum and based
on creditable service. Dental Officer Multiyear Retention Bonus (DOMRB), Paid
annually, based on specialty and length of contract. Consolidation of Special Pay (CSP) –
Paid monthly based on eligibility requirements. For further information, please visit the
DFAS – Special and Incentive Pay Index website.

Special Pay - Army Reserves

Special pay provides up to $75,000 special pay for General Dentists, Comprehensive
Dentists, Prosthodontists and Oral Surgeons. The special pay is paid in increments of
$25,000 and paid yearly up to a total of three years. Soldier must serve in an AR Troop
Program Unit, AMEDD Professional Medical Command (APMC) or in the Individual
Mobilization Augmentee Program while receiving the special pay. Individuals may be
eligible, if qualified, to participate in one other AR incentive program. Special pay may
not be offered concurrently with STRAP. Residents in their last year of their residency
may apply. Applicant must possess a current, unrestricted state license to apply.
Applicant may continue to reapply for special pay if AOC is on the critical wartime
specialty list.

Health Professional Loan Repayment Program (HPLRP)

Program provides up to $250,000 for repayment of qualified education loans for General
Dentists, Comprehensive Dentists, Prosthodontists and Oral Surgeons. For each year of
satisfactory service in an AR Troop Program Unit, AMEDD Professional Medical
Command (APMC) or the Individual Mobilization Augmentee Program, any DOD
authorized student loan will be considered eligible for repayment. Payment is $40,000 per
year not to exceed $250,000. Applicant may be eligible, if qualified, to participate in
another AR incentive program. HPLR and STRAP may be offered at the same time.
Applicant must possess a current, unrestricted state license to apply.

Specialized Training Assistance Program (STRAP)

Stipend Program of $2122 per month for general dentists, comprehensive dentists,
prosthodontists and oral surgeons currently enrolled in an accredited residency program.
Applicants must be a U.S. citizen. Incurs a one year obligation in the AR for each 6
months (or partial 6 month period) of financial assistance. Upon completion of residency
training must serve in an AR Troop Program Unit, AMEDD Professional Medical
Command (APMC) or the Individual Mobilization Augmentee Program. Applicant can
participate in the HPLR program while under STRAP in the STRAP stipend phase.
Applicant must possess a current, unrestricted state license to apply.

Medical/Dental School Stipend Program (MDSSP)

Provides a monthly stipend of $2122 to individuals accepted into an accredited dental
program. Participants are assigned the primary AOC of 00E67 and branched into the
Medical Service Corps as a Second Lieutenant. Must be a US citizen. Incurs a one year
obligation in the AR for each 6 months (or partial 6 month period) of financial assistance.
Upon completion of residency training must serve in an AR Troop Program Unit,
AMEDD Professional Medical Command (APMC) or the Individual Mobilization
Augmentee Program.

Members don't see this ad.
 
Did the Health Professional Loan Repayment Program (HPLR) recently drop? Last I knew, the Reserves were offering $250k, but that doesn't seem to be the case anymore.

From the Army's website:
"As a general dentist, comprehensive dentist, prosthodontist or oral surgeon, you can receive up to $50,000 to repay your dental school loans. HPLR payments are made over three years, in installments of $20,000, $20,000 and $10,000." (http://www.goarmy.com/amedd/dentist/benefits.html)

Am I missing something? It looks like the Guard's Healthcare Professional Loan Repayment Program (HPLRP) is still $240k. (http://www.nationalguard.com/careers/amedd/healthcare-bonuses-and-loans) Will this soon change, too?

I know things are getting tighter, but do any of you guys with the inside scoop (i.e. Army dentists) know any of the specifics of how sequestration will impact future loan repayment opportunities?
 
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