I have been in a physician in NC for almost 9 years. We just refinanced our home loan in the beginning of August with Fifth Third Bank. We had started building our home just before the downfall of the economy three years ago. We had an extremely difficult time with our builder during the entire process and even after the process was over. He was very unethical and ultimately created an almost impossible scenario for us to refinance out of the bank that carried our construction loan. My wife worked hard to find a physician loan product and bank that would be able to work with us. We feel extremely fortunate to have found Mike Zimov, a physician loan specialist with Fifth Third Bank. Our construction story is almost impossible to believe even when you have lived through it. Michael is an amazing person. He truly believed in us from day one and worked with us and our construction loan bank to get us to where we are now. He feels very passionate about what he does and believes in helping physicians and their families create stability in their home lives. We will never be able to thank him and his bank enough for taking care of our loan needs. He and his team went above and beyond to make sure our refinance was successful. Thanks to Mike, we are back on our feet and finally enjoying the life that we have worked so hard to create for our family. We highly recommend Mike Zimov ( Phone 937.530.3006) to all physicians that have been searching for the perfect bank/loan. He is truly the best. Good Luck!!!