Sessamoid said:
...But we have to do it to allay the possibility of being sued for not providing the best care. The tort system needs to change to make it acceptable to provide lower but still acceptable levels of care for those with only the basic coverage. What is considered "acceptable" by a jury of uneducated laymen usually defaults to the best care that could be provided.
I'm afraid I don't see that happening... in effect, you would have to look at a jury and tell them that person A is entitled to less medical care than person B because he makes less money. Rightly or wrongly, Americans see health care as a "human right" to which all are equally entitled. The fact that this may bear no resemblance to reality does not in any way change the public perception. A change in the tort law like you describe would never happen in today's legal / political climate. And to be honest, I'm not sure _I_ would be comfortable with such a change - in effect, legalizing the inequities (note that I do not deny that they exist in fact to some extent)
Sessamoid said:
...The other thing that I haven't been convinced of is that a private health care system is actually more efficient than public one. Competition in the free market is supposed to lead to efficiencies, but I just haven't seen much proof that the American system is even vaguely as efficient as many of the more socialized systems seen in most other first world nations. ...
I hear you, but is it possible you cannot see the forest for the trees? Sorry, not the right analogy. See the post above where the poster describes an uncle waiting 2 days for what should have been an emergent cath, in a city of 100K with one CT and no MRI. In what US city of 100K would that happen? I'll have to plead ignorance on resource availability for the UK and France, but in Germany (mid-90s when I was there) there was an equally slender number of MRIs & CTs (don't know about cath labs). And as late as the early 90s, in the UK people in renal failure in the UK were not eligible for HD if they were over 60 - not enough HD centers (source: ethics textbook & personal conv. with UK HD tech).
In the US, free market pressures ($$$) would increase the number of HD centers in the latter example.
Does it work as efficiently as libertarians would like? Hell no, because like you said, people are skimming off what they can, and what makes the most money is not neccessarily the best care for the patient.
I will opine that this _may_ be a case of the lesser evils... like some wag once said about democracy - it's a horrible political system, only slightly better than most alternatives.
Not denying the system is broke, I'm just not sure the answer lies in copying what other countries have. We should definitely look to them for ideas, I just don't think anyone out there has the "right answer".