It seems fairly liberal. For my school in Florida, the COA includes about $1600 in living expenses per month. Even though I'm married and my rent is a bit higher, for the average, single med student here, rent is about $500 a month with utilities, a car pay of maybe $250, insurance of $150, and a phone bill of $100 leaves you with $600 a month to eat, go out, and do other things. Obviously I just listed the bare necessities to live on, but for those without a car or insurance payment, they can live quite comfortably.