I just received my fin aid package from Downstate and I am very disappointed. They expect me to borrow about 100K for all 4 yrs. Considering that although I am working now, I am not making all that much, and my parents have no assets, no properties, and make less than 50K per year,I expected to have loans that are close to the state school avg of 60K for 4 yrs. Am I expecting too much? I would really appreciate info on what other students' fin aid package is like. Thank you!