Financial Advice?

[bostonpet]

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I'm currently working at a good company with great benefits, more than decent salary and a nice 401K started. I have a bachelor's degree and want to go back to school full-time to fulfill veterinary school requirements, and take a part time job working as a vet tech or assistant to gain experience.

I'm living in the city in the middle of a lease and have a car leased out for another 18 months, and some credit card debt I need to pay off.

How realistic does it seem that I can do this? After reading a few threads, I should go talk to my financial aid office to find out school costs. But, I spoke with a couple fellow students and they said my school program is only considered as a fifth-year program (or fifth year of college) so I won't get much aid there. Is a personal loan only the real way to go for now? Does anyone know how hard they are to qualify for?

Thanks for any advice in advance!

 

[Doctor Bagel]

If you are taking prereqs, you would still be classified as an undergrad, which would limit your ability to get aid. I know some postbaccs award a few thousand dollars in staffords to postbacc students so long as they're enrolled in a degree program, which you could say you are even if you really aren't working on another degree. However it seems like most postbaccs have to get some private loans, so it's something to look into. To get a decent interest rate, I believe you need pretty good credit or a cosigner with good credit.

Good luck!