Financial Aid Application question

[stoleyerscrubz]

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I have to ask this:

do you have to apply for loans every year like in undergrad or do you get an estimate of how much you will get for the 4 years of med school? I may be getting married and I am wondering if I should hold off on the wedding so that I do not have to include my spouse's income for my financial aid package. Thanks.

 

[mpp]

Yes, you complete FAFSA each year.

 

[stoleyerscrubz]

Thanks a ton!

 

[kmjannie]

So.....if you get married, then you totally get screwed on financial aid? Is that how it works? I am applying for 2005, and planning on getting married in October 2005. I won't have to say that I am married for the 1st year's FAFSA, but for subsequent ones, I will be. Does being married really decrease your financial aid that much? I would love to hear from anyone who is married and trying to get through med school. Thanks, and best of luck 2005 apps!

 

[Amy B]

The only way my husband's salary affected my student loans is only being qualified to get unsubsidized verses subsidized. Although with my first year of med school I have been able to get $8600 subs even with his salary. So you getting married may not affect anything. It did make my EC much higher but that didn't change anything. I wouldn't worry about it unless your spouse is very very wealthy.

 

[kmjannie]

Thanks for the reply Amy B!