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I have a dilema that I hope someone here can help me solve. I recently got accepted into a post-bac program for the fall and was waiting to recieve my awards letter. I was told I had maxed out on my Stafford loans and would have to apply for the PLUS Loan (this is mostly b/c the program is considered a 5th year undergraduate). Unfortunately my mother's credit is not good enough to be approved for the loan. I was then told I would have to get a private loan. I don't have bad credit but instead I don't have any at all. That appears to be just as bad as having bad credit as I am having a difficult time finding a loan that I can be approved for. I'm at the point now where I don't think I will be able to afford to go to school. There is no one in my family who can even begin to afford to pay for school (hence all the undergraduate loans). Also none of them have good credit. The financial aid office has not been very helpful. Does anyone have any advice on what I should do next? It would be greatly appreciated.