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Financial Aid Question

Discussion in 'Financial Aid' started by mrmandrake, Apr 24, 2007.

  1. mrmandrake

    mrmandrake 7+ Year Member

    Sep 13, 2006

    A little background. I am a nontrad doing some post bacc work at UCI to apply to med school next year. I have been working full time and going to school but I want to quit my job so I can focus on getting into med school. I need about 6k in order to finish up my post bacc work. What are my financial aid options? I would preferably want something that has no interest rate and that I can defer until after residency, if that exists.

    I mean, what is 6k when I will owe 200k out of med school? Do I qualify for anything FAFSA gives out? I have looked into a private loan by Citibank but that seems like the last option I want to take. Thank you guys.
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  3. mrmandrake

    mrmandrake 7+ Year Member

    Sep 13, 2006
    So nobody wants to share how they paid for post bacc classes as a nontrad? :( I know it's a boring topic but any links/tips/stories would be greatly appreciated.
  4. Paradoxnc14

    Paradoxnc14 NCSU 2+ Year Member

    Jul 16, 2006
    Raleigh, NC; USA
    I used to work in my schools Financial Aid office, so I have *some* advice I can give you.

    First, you obviously will not qualify for the Pell Grant, or most other "free monies" of the Federal nature.

    Second, you may qualify for standard student loans--IF your income on the FAFSA isn't too high. That is a formula that your school's FA office will know, because they have to base it off of their Cost-of-Attendance.

    The third option is yet another form of student loans, just not through your school. Since they are thrid-party (banks, financial institutions, etc..) you will be able to borrow a significant amount more than the CoA formula would limit you to.

    Fouth, there is the constant lottery of independant scholarships and such.

    --I hope that this information helps you in some way. I would always reccomend speaking to a FA Officer at your school, there could be some little-known scholarship just waiting for you.

    Also check out: : if you are not already familiar with it.
  5. njbmd

    njbmd Guest Moderator Emeritus 5+ Year Member

    May 30, 2001
    Gone Walkabout!
    I am going to move this to Financial Aid to see if someone there can give you more options.
  6. okbye

    okbye 2+ Year Member

    Apr 13, 2007
    This is a free, independant scholarship finder sponsored by Put in a little info and it will find things you are eligible for. Can't hurt to try.

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