Financial Aid stinks!

[jules0328]

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i know most of you on this forum have never even heard that Hofstra University has a post bacc program, but they do. And I have gotten accepted, however, I am having major problems with financial aid at this school. For those of you who have gotten into your post bacc programs, is your program considered an undergrad or a graduate certificate program??? Apparently, this Hofstra Post Bacc program is considered an undergraduate certificate problem. To me, this makes absolutely no sense since a POST BACC, technically means, after a Bachelors degree. But who am I, just some stupid pre med trying to become a doctor. Anyway, this financial aid woman I have been talking to claims that I have capped out on my undergraduate government aggregate amount and cannot get any aid from the fed goverment. This means, that I will most likely have to take out all private loans. Not good, considering there is a higher APR, plus all of the other things that go along with this. I also need money to live, since I am doing this program full time.

I am ripping my hair out and had a nervous breakdown this afternoon. At this point, I am a bit at a loss. I contacted FAFSA and they told me that the only way to solve this problem was for me to go into the Post Bacc program as a 5th year student, which I dont know if Hofstra will let me do.

Any recommendations, or suggestions.?>?? Someone help.

 

[Superflyjsc]

i was in similar situation sorta. I dont think u can cap ur federal aid loans since i gotten fed aid loans for this post bacc year. It wasnt much but still covered like half my tuition and the rest i took out private loans. As long as you are matriculated at the school u should be able to fill out that fafsa and still be eligible for some aid.
I know how stressful a situation like this can be. In my situation i have been coming across problems after problems. If its not one thing then its another. But if you have to end up taking out private loans then u gotta do it. U can always consolidate and have ur rates fixed. Think long term. Once u become a doctor money should not be a problem anymore and those loans should be easy to take care of. But then again, im prolly generalizing this alot more than it should be.

 

[Tamala]

I am in the same situation, I went to an extremly expensive undergrad and apprently I have exceeded my federal loan amount so now I need to go in as a grad student, which is fine, but I am taking all undergrad courses, so I need to convince them I am a 5th year student eventhough I already have a BA. Its a never ending battle with the financial aid people.