If a person chooses a school that costs between $30000 to $38000 per year does all of that money need to be borrowed? I am wondering if Optometry students get grants to help with school? I don't have much experience with finacial aid and would like to understand if there is a cap on the amount the government expects a student to borrow to make it through school. Do student have to pick schools based on their cost? If you know anything about the finacial aid system I would like to know if that should play a large roll in a student's school choice? Should it be the top reason?