I haven't posted on here in a while (you know, since I started PT school last August and all), but I just came across this thread when looking for some advice on residencies, so I figured I would share my story considering I am also a "non-traditional" student:
I am 27, I have a husband and a four-year-old daughter and I graduated in 2007 with a degree in Business and Marketing.
Soooooo, the first half of the first semester SUCKED. I failed my first anatomy exam because I had no idea how to study, my husband and I were at each other's throats all the time because we couldn't lock down a schedule that allowed me ample time to study as well as family time, I NEVER saw my daughter, and my house was a mess...always.
I have no idea when it changed, but things just got better:
1. You get used to the pacing, and you get more efficient at studying. For the first anatomy exam, I studied by myself. After that I made it a point to study in groups. It just worked better for me at that point. I went from failing to getting over 90% on every subsequent anatomy exam (including the remediation of the first exam). Now, in my third semester, I've actually transitioned into studying solo again (or with just one other person). As someone else stated before, larger groups tend to lend themselves to social hour, and I started to find that I was spending 4-5 hours in a group, and only actually studying for maybe 2 of those hours. And no one ever wants to study the same thing. So, again, it just goes back to efficiency and time management. No one wants to spend 8 hours with their classmates in the library, no matter how much you like them. Trust me. All that being said, I'm sure that once we get into our MSK/neuro/pediatric patient management classes this Fall I'll be back to working in groups.
2. At the beginning of the school year I completely stopped doing anything unrelated to the academics of PT school and I honestly feel like my performance actually suffered because of it. Now I play intramurals, am co-chair of our Neuro SIG, and I go to Bikram every day. I go out on the weekends with my classmates, make it a point to have date nights with my husband and girls' days with my daughter, and dinner every single night with the both of them. Sure, I stay up WAYYYY too late sometimes studying because I chose to spend this time with them, but as a non-trad, I have chosen to sacrifice sleep if it means that I can spend some time with my family. I definitely found that I needed the balance in my life to stay sane and on the right track with school. Don't focus entirely on school all the time. You will burn out, make yourself crazy, and then rub your crazy off on everyone around you.
3. As for the debt:income ratio, I go to Duke. It is expensive ($35,000ish/year). I have a husband who makes a decent salary as a mechanic, but we still take out the maximum amount of student loans because my daughter goes to preschool. My rationalization for the whole debt:income ratio in regards to my own situation is, thus: I am in love with this profession. In almost a year of struggling academically, emotionally and personally, I am still in love with this profession and I am only getting more confident that this is what I want to do with my life. I've even started to realize exactly what I want to do regarding specialization (eventually get my NCS and work with TBI/SCI pts. most likely at the VA). I will most likely have $200,000 in loan debt by the time I'm in the workforce. It is a HUGE sum of money, however, it's not an impossible debt to overcome! There are a lot of repayment options as well as incentives for joining the military or working for the VA or low-income areas, or signing bonuses or loan incentives, etc. The income will come with experience and time and enthusiasm. Not every school offers in-state tuition. In fact, I'm guessing about 1/4 of the programs in the country offer tuition of less than $50,000 for the entire program (correct me if I'm wrong), and not everyone can go there. I think that whichever school you want to go to, go to it and go to it with open arms and make the most of it because you won't get anything out of it if you just go to classes and that's not even where you learn the most. I went to Duke because of the clinical affiliations offered, the high number of specialty certified staff members, and the ridiculous number of opportunities afforded to us outside of the classroom (and basketball, duhhhh). In the past two weeks alone I have been to an open-house at a local hospital demonstrating the advances in neurorehab technology, participated in the Valor Games for wounded warriors, attended a neuro lecture from a leading NCS, participated in Bridge II Sports (adaptive rec), and started planning some events for our Neuro SIG. I LOVE that Duke has offered me so much and I've only been here for a year. Yes, the debt is daunting and I'm sure it will only be more so when I graduate, but I will not regret that I spent that money getting a degree in a field that I am passionate about at a school that has given me so much. Just my opinion on THAT.
So, to give you a bit of a rundown of my life currently: I have dinner with my family every evening, I tuck my daughter into bed and read her a book every night, I spend quality time with them on the weekends, I exercise often, I eat well, I sleep when I have time, I study until the wee hours of the morning (sometimes), I play intramural soccer, I go out and get hammered with my classmates (sometimes), I take afternoon naps when I don't have class (even though I'm sure I should be studying), I don't always do all of the required reading, I attend extracurricular events on the regular, I stress out over stupid stuff, I don't stress out enough over important stuff, I drink way too many Rockstar energy drinks, I laugh A LOT....and I just ENJOY it. Three years is nothing. Hell, I can't believe my first year is almost gone! I feel like I just started! It's rough and it sucks in the beginning whether you are a traditional student or a non-traditional student, but they put us in cohorts for a reason--so we can get each other through it. Don't act like just because you are a non-traditional student, that you are ipso-facto superior to the "youngin's". You may be more mature, but you're all there for the same reason and you will all have your own struggles whether it's kids or husbands or boyfriends or your ailing mom or the job you are trying to juggle or...etc. Everyone is non-traditional in their own way so don't assume that because you are older with a kid or that you have previously had a career that you will be treated differently. You won't be. And you shouldn't be. I haven't asked for, nor do I expect any special consideration because I have a daughter (I'm only 1 of 3 parents in my class). You're in it together regardless of your circumstances. So, pretty much throw the trad. vs. non-trad. thing out the window, embrace each other, and ride it out.
Finally, no matter how much advice and planning and preparation you do, you will not be ready for PT school because you've never done it before. It will be a struggle that you will get through and hopefully when you do you will see that the struggle made the triumph that much sweeter.
oh, and p.s. my house is still a mess...always.