funding for IDS

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DentalSpouse

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How are people getting loans? As per my understanding the permanent residents can apply for federal loans through FAFSA and the visa students can go to private institutions. I am not sure if federal aid is sufficient for schools like UOP where the fees is higher. What are the other alternatives people are exploring?😕
 
they are not. private loans are the way to go.
 
How are people getting loans? As per my understanding the permanent residents can apply for federal loans through FAFSA and the visa students can go to private institutions. I am not sure if federal aid is sufficient for schools like UOP where the fees is higher. What are the other alternatives people are exploring?😕

did u get into UOP....
 
to my knowledge, if u have green card then u can apply for the federal loans. FAFSA and federal stafford will give you some amount of your expense, and the remaining amount u can get by a federal PLUS loan. federal plus loans donot have any limit, but u shud have applied first for the stafford loans. i mean PLUS loans are only in addition to stafford and FAFSA> u cannot directly ask for the PLUS loans for the entire payment.

if u donot have green card, the only option is private loans.
 
to my knowledge, if u have green card then u can apply for the federal loans. FAFSA and federal stafford will give you some amount of your expense, and the remaining amount u can get by a federal PLUS loan. federal plus loans donot have any limit, but u shud have applied first for the stafford loans. i mean PLUS loans are only in addition to stafford and FAFSA> u cannot directly ask for the PLUS loans for the entire payment.

if u donot have green card, the only option is private loans.

Thanks for the information. Is FAFSA+Federal Stafford+Federal Plus sufficient to meet the expenses and tuition or I need to supplement it with private loans?
 
Thanks for the information. Is FAFSA+Federal Stafford+Federal Plus sufficient to meet the expenses and tuition or I need to supplement it with private loans?

My Stafford and GradPlus loans were enough to cover all of my expenses while I was at Pacific, tuition, fees, and living expenses. So, if you are eligible for federal loans, you should not need any private loans.
 
yes, i agree with kilani.
fafsa + federal stafford + federal PLUS is sufficiant for all fees. u need not go for private loans. federal plus can get u all the fees left after taking federal stafford. plus loan does not have any limit as far as i know. only thing is that it has little more interest rate - 8%. instead of the stafford rate of 6.8%.

PS. i recently came to know that FAFSA is only for bachelor program. students in professional programs like dentistry are not eligible for FAFSA.

Kilani, can u please give some information in this matter?? were u able to take fafsa?? thank you very much for any input..
 
yes, i agree with kilani.
fafsa + federal stafford + federal PLUS is sufficiant for all fees. u need not go for private loans. federal plus can get u all the fees left after taking federal stafford. plus loan does not have any limit as far as i know. only thing is that it has little more interest rate - 8%. instead of the stafford rate of 6.8%.

PS. i recently came to know that FAFSA is only for bachelor program. students in professional programs like dentistry are not eligible for FAFSA.

Kilani, can u please give some information in this matter?? were u able to take fafsa?? thank you very much for any input..

Sure, FAFSA is actually not a loan, it's the application process itself (Free Application for Federal Student Aid) that you have to go through to apply for and obtain federal loans (Stafford, GradPlus, etc).
 
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