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DentalSpouse

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How are people getting loans? As per my understanding the permanent residents can apply for federal loans through FAFSA and the visa students can go to private institutions. I am not sure if federal aid is sufficient for schools like UOP where the fees is higher. What are the other alternatives people are exploring?:confused:
 

La fea

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they are not. private loans are the way to go.
 

Marlboro Lights

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How are people getting loans? As per my understanding the permanent residents can apply for federal loans through FAFSA and the visa students can go to private institutions. I am not sure if federal aid is sufficient for schools like UOP where the fees is higher. What are the other alternatives people are exploring?:confused:

did u get into UOP....
 

dagu123

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to my knowledge, if u have green card then u can apply for the federal loans. FAFSA and federal stafford will give you some amount of your expense, and the remaining amount u can get by a federal PLUS loan. federal plus loans donot have any limit, but u shud have applied first for the stafford loans. i mean PLUS loans are only in addition to stafford and FAFSA> u cannot directly ask for the PLUS loans for the entire payment.

if u donot have green card, the only option is private loans.
 

DentalSpouse

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to my knowledge, if u have green card then u can apply for the federal loans. FAFSA and federal stafford will give you some amount of your expense, and the remaining amount u can get by a federal PLUS loan. federal plus loans donot have any limit, but u shud have applied first for the stafford loans. i mean PLUS loans are only in addition to stafford and FAFSA> u cannot directly ask for the PLUS loans for the entire payment.

if u donot have green card, the only option is private loans.

Thanks for the information. Is FAFSA+Federal Stafford+Federal Plus sufficient to meet the expenses and tuition or I need to supplement it with private loans?
 

kilani

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Thanks for the information. Is FAFSA+Federal Stafford+Federal Plus sufficient to meet the expenses and tuition or I need to supplement it with private loans?

My Stafford and GradPlus loans were enough to cover all of my expenses while I was at Pacific, tuition, fees, and living expenses. So, if you are eligible for federal loans, you should not need any private loans.
 

dagu123

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yes, i agree with kilani.
fafsa + federal stafford + federal PLUS is sufficiant for all fees. u need not go for private loans. federal plus can get u all the fees left after taking federal stafford. plus loan does not have any limit as far as i know. only thing is that it has little more interest rate - 8%. instead of the stafford rate of 6.8%.

PS. i recently came to know that FAFSA is only for bachelor program. students in professional programs like dentistry are not eligible for FAFSA.

Kilani, can u please give some information in this matter?? were u able to take fafsa?? thank you very much for any input..
 

kilani

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yes, i agree with kilani.
fafsa + federal stafford + federal PLUS is sufficiant for all fees. u need not go for private loans. federal plus can get u all the fees left after taking federal stafford. plus loan does not have any limit as far as i know. only thing is that it has little more interest rate - 8%. instead of the stafford rate of 6.8%.

PS. i recently came to know that FAFSA is only for bachelor program. students in professional programs like dentistry are not eligible for FAFSA.

Kilani, can u please give some information in this matter?? were u able to take fafsa?? thank you very much for any input..

Sure, FAFSA is actually not a loan, it's the application process itself (Free Application for Federal Student Aid) that you have to go through to apply for and obtain federal loans (Stafford, GradPlus, etc).
 
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