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TheRealJohnDorian
Right now I am looking into getting a Discover Health Professions loan instead of a Grad PLUS loan to cover COA over the Stafford limit. The interest rates are approximately the same except the Discover loan has no fees (my understanding is Grad PLUS is currently at 4.72%) and Discover also gives 1% cash back on the total loan which is kind of nice. In my opinion, Discover seems to have better terms than Grad PLUS and offers similar forbearance and repayment options. Does anyone have strong feelings about going with Grad PLUS over Discover? If so, why?