phar,
I have to take a little exception to your comments.
"master degrees will not pay any crap if you get rejected again!"
I guess it depends on what you define as 'crap'. I have paid up to $50K for master's level epidemiologists with no prior experience to work at CDC. For those with additional experience, the numbers are much larger (depends on the subject matter area, of course...)
"Plus, all masters take 2yrs to complete and no medical school will allow you to marticulate unless you have earned your Masters."
There are MANY master's degree programs that can be completed in one calendar year, including the MPH at many schools. Also, some medical programs care if you finish your master's program, but some, apparently, do not. There are DO's schools who don't seem to care whether you finish or not. I do agree, however, that you should shoot to finish, if at all possible.
"I suggest you go for 2-year PA schools or 3-year pharmd programs. So, if you still get denied. You got an $80k+ job awaiting for you. good luck"
I tend to think that most folks who are dedicated to the task of getting into a medical/osteopathic medical program might not ultimately be happy as a P.A. or PharmD (no offense to those who are in those careers), as a backup. Maybe they will be. Also, at some level, it can't fundamentally be about the money...
Your mileage may vary...