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I have been accepted at Cornell and really liked Harvard as well. If accepted to Harvard, this will be a terribly hard decision? Pros and cons? Opinions? Thoughts?
I have been accepted at Cornell and really liked Harvard as well. If accepted to Harvard, this will be a terribly hard decision? Pros and cons? Opinions? Thoughts?
how about you actually get accepted to harvard first? there's an idea.
So about 25% of people that interview at Harvard get accepted. So in the event that that is me, then it is useful to be prepared. If it isn't me, I go to Cornell with no worries. Thanks for the useful comments though user "08675309".
Harvard University - "Loved this place!"
Cornell University - "Love this place! Accepted Dec 20!! Here or Harvard"
I'm pretty money-minded, so I looked at the finances for Harvard.
It looks bleak. $40k/year tuition and then probably another $20k/year for living and other expenses (maybe not as generous as you think considering the cost of living in Boston).
You can only pull out $8500 max for subsidized loans (unless you are disadvantaged). Another $18500 comes from the government as unsubsidized loans. Both of these have a max interest rate of 8.25% and I believe it is starting at 6.8% right now. The unsubsidized loan starts accruing interest at the date of the loan, and the subsidized loan starts accruing interest the day your deferment ends (after medical school due to new legislation passed that stops deferment during residency).
So, the remaining $33k/year you have to make up for. Schools have their own loans they give; Harvard does have an automatic needs based scholarship, but face it, most of us come from the middle to upper middle class; we won't qualify despite how thin our income is stretched. Also, there is no telling how high the interest rates will be on these private loans or when interest accrual starts.
I have only crudely worked out the finances, but Harvard seems absolutely ridiculously expensive considering the additional loans you will have to get.
To those berating the OP for posting before getting an acceptance: Harvard gives out its acceptances in March, why would you wait that long to think about what you would do with multiple acceptances? It's all about initiative my friends.
I'm pretty money-minded, so I looked at the finances for Harvard.
It looks bleak. $40k/year tuition and then probably another $20k/year for living and other expenses (maybe not as generous as you think considering the cost of living in Boston).
You can only pull out $8500 max for subsidized loans (unless you are disadvantaged). Another $18500 comes from the government as unsubsidized loans. Both of these have a max interest rate of 8.25% and I believe it is starting at 6.8% right now. The unsubsidized loan starts accruing interest at the date of the loan, and the subsidized loan starts accruing interest the day your deferment ends (after medical school due to new legislation passed that stops deferment during residency).
So, the remaining $33k/year you have to make up for. Schools have their own loans they give; Harvard does have an automatic needs based scholarship, but face it, most of us come from the middle to upper middle class; we won't qualify despite how thin our income is stretched. Also, there is no telling how high the interest rates will be on these private loans or when interest accrual starts.
I have only crudely worked out the finances, but Harvard seems absolutely ridiculously expensive considering the additional loans you will have to get.
To those berating the OP for posting before getting an acceptance: Harvard gives out its acceptances in March, why would you wait that long to think about what you would do with multiple acceptances? It's all about initiative my friends.
Harvard.
how about you actually get accepted to harvard first? there's an idea.
I AGREE COMPLETELY!!!!!!
A lot of top tier candidates who interview there don't get accepted. Just look at the past few years of Harvard threads.
Well I'm in the same position as the OP (accepted to Cornell, interviewed at Harvard), but I'm not thinking about it until March. I don't want to waste my thoughts on a decision I may not have to make. Thinking about it now isn't going to really help me that much anyway, since I will need to attend second-look weekends to decide (which is a little unfortunate because Cornell's second look weekend is so late).
As far as financial aid is concerned, both schools have a unit loan that is part of the financial aid package (Cornell's is about $24,000 IIRC). Aren't the unit loans completely subsidized? ($8500 Stafford, the rest being institutional loans?) If you need loans in excess of the unit loan, the excess loans are unsubsidized. I was just reading about Cornell's last night, but I need to look it up again later. I get the feeling that the financial aid packages at both schools will be similar since neither school gives merit aid.
Those extra loans are need-based from what I remember. I dunno how need works when everyone is considered independent. $18.5k is also available unsubsidized from the federal government and I am sure that Harvard considers the possibility of you taking this loan before offering their institutional loans. I'm pretty ignorant as far as financial aid goes so I maybe wrong, but it seems like finances aren't a concern because both schools have the same tuition.
Also, I had no idea Cornell was just as expensive. I'm from Texas: big state, small tuition/fees .
you're clever.
my bad folks, that was a bit silly to consider my future and my options...haha, what a strange group of folks on this board.
if i dont get into harvard life goes on, no worries...
interesting to hear about what turned you off to cornell diosa...
I know this is off-topic, but I'd to state that I feel my post on your MDapps has been misinterpreted. The post was sarcastic jab at those that think that a lot of URMs are underqualified. I don't really believe that at all, and I agree with the overriding goal of the AAMC in accepting larger numbers of URMs...again, sorry for off-topic.
Those extra loans are need-based from what I remember. I dunno how need works when everyone is considered independent. $18.5k is also available unsubsidized from the federal government and I am sure that Harvard considers the possibility of you taking this loan before offering their institutional loans. I'm pretty ignorant as far as financial aid goes so I maybe wrong, but it seems like finances aren't a concern because both schools have the same tuition.
Also, I had no idea Cornell was just as expensive. I'm from Texas: big state, small tuition/fees .
Cornell really isn't that great. The PBL only is not the best method of teaching, and their board scores reflect it.
This needs to be corrected. Cornell's curriculum is about 33% PBL; the rest of the time you are in lecture. Second, board scores are not released, so you have no way of knowing what the school's board scores reflect. Thanks.
This needs to be corrected. Cornell's curriculum is about 33% PBL; the rest of the time you are in lecture. Second, board scores are not released, so you have no way of knowing what the school's board scores reflect. Thanks.
Cornell really isn't that great. The PBL only is not the best method of teaching, and their board scores reflect it.
On the other hand, one of my interviewers at Harvard said to me something very interesting: Harvard is like Paris. It's beautiful and old, and it has the best of everything. There are a million things to see and do. But the only thing one cannot do there is be noticed...so make of that what you will.
Simply put: I disagree completely.
It doesn't hurt to ponder a possible future option. No harm, no foul in dreaming, right? If he doesn't get in, then obviously he is going to Cornell. Nevertheless, if he manages to acquire an acceptance to Harvard, then he is already 2 steps ahead of the game.
However, I am not sure how much information can be ascertained through SDN. Therefore, use the little information presented in this thread in addition other people's rationales for choosing one of the two, and then do some more investigation on your own.
At the end of day, I hope you are one of the lucky few who has the option to choose between two great schoools. Goodluck
None of us are bad or strange. And you are not good or unstrange.
Many of us have interviewed at both institutions and stand a damn good chance at either one (if we haven't already been accepted in Cornell's December round of 20 students or so, and now only await Harvard's decision).
So, yes, life does go on. Do not worry. Worry only when you have a real choice to make. As of now, you are hung up on the hypothetical.
This is why they have second looks and he has months still to find out what happens and make a decision. Then a few months to find a place so he has plenty of time.
That's my logic as well. I don't want to dream about it, only to have my dreams crushed in March.
[Off topic: By the way, thanks again for all your help in reviewing my PS! As you can see, it paid off]
Umm he's comparing Cornell to Harvard. Cornell's tuition is also $40k and living expenses are projected at $20k. Living in NYC is certainly not any cheaper than living in Boston.
Cornell's tuition + fees is $35k, and housing is HIGHLY subsidized. Given that Boston's food costs are higher than NYC's in my experience, I'd say Cornell winds up being at very least the same price, and likely less.
As far as people lambasting the OP for wanting to be prepared, if he/she's posting now it means he/she was in the top group of people that Cornell wanted. Generally their logic accepting early is that that those acceptees could go anywhere and they want to make sure it's Cornell. So stop the hate.
--Ari
I don't think its hate. But just because someone got in Cornell in the early group doesn't mean they are going to get in Harvard. This is why a lot of us think its premature to be having predicaments before they exist.
Oh and my friend at Cornell said he found a decent apartment for surprisingly 250 per month. So I don't know its possible to get cheaper housing if you dig around.
Thanks for the support RandomblackmanX and others...I by no means think I am a shoe-in at Harvard; nor do I think Harvard is necessarily "better" than Cornell. I would be lucky/honored to be accepted to both, and in that case was curious to hear the comparisons...If I am not accepted, then I dont need a post at all- I'm going to Cornell!!
Thanks again for the pros/cons, etc. Where could I live in NYC if my girlfriend also moved there?
I don't think its hate. But just because someone got in Cornell in the early group doesn't mean they are going to get in Harvard. This is why a lot of us think its premature to be having predicaments before they exist.
Oh and my friend at Cornell said he found a decent apartment for surprisingly 250 per month. So I don't know its possible to get cheaper housing if you dig around.
Again, simply put: don't berate him for asking a question. Period.
okay, mom.