I was given grants based on my income (low-income). I did have to pull out 1 loan that was like 1.Xk but I was comfortable with that since I've never had to pull out loans for undergrad luckily.
I'm taking programming classes. Its been a hobby of mine for about 3-4 years now so I figured I'd get formal training as its something I will be integrating into my career in medicine. I'm a non-trad-ish applicant (mid-20's). I'm pretty much dead set on medicine and don't mind it taking whatever amount of years to get in.
I definitely share the same viewpoint on SMP programs. Especially for those that are out-of-pocket, which are for sure not a possibility for me. A lot of people seem to frown upon it but I feel like the best way forward would be to do a masters in something you feel will contribute to your skill set in your career as a physician. They also tend to be about 1/2 the cost of SMP's so
From your post though it seems like you're thinking of not doing medicine as a possible option, which I totally understand. Rather than trying to do it all, I'd honestly just sit down and make a decision as to what you want to do and go all-in.
I've also followed you back, thank you for your input as well, and same goes for you! I'll definitely be updating in each of the school specific threads as I hear back from them.