I'm going to Long Island University this year for pre pharmacy and my tuition is about 33K a yr. I have a scholarship for 7.5K and I have the max fafsa is giving 5.5K but that still leaves me about 20K. My parents cant pay that much would the school give me more scholarships or grants since my efc is 0? or would I have to take out loans. What is the max subsidized loan a undergrad can take out? I'm new to this sorry if my questions are stupid . Any advise is appreciated.