How do you do it financially!

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kimt2234

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  1. Pre-Medical
So, I have been taking one prereq a semster so far and am going to step it up to two after this summer. But, I am attending a school out of state and the tuition is ridiculously high. As I mentioned in my previous post, I would have to take the fall and spring off to establish residency, but I really don't want to do that because at the rate I am going I could apply earliest june of 2008. taking those two semesters off would delay me another year.

But, I also just finished a master's degree program and owe like $35,000 that I started paying back in July and it would cost me $20,000 for three semesters of 2 classes a piece for tuition only. This doesn't even count extra for living expenses if I can't work like more than 30+ hours a week in addition to two classes with labs.

How do people do this. Then let's not even talk about the hundreds of thousands for med schhol and living expenses.

Will my grandkids be paying off my loans!

Help! I hate money it makes me sick!
 
If there are no community colleges or state schools that you can attend, then... 🙁
 
Going to graduate school as a PhD student can be one way. Some programs like mine provide full fee remission, therefore all tuition is paid for and also provide a monthly stipend for living. Some grad programs allow you to take other courses, like your pre-reqs.

Medical Scientist Training Programs (MD/PhD) also do this, and pay for the med and grad school components over the course of 7-8 years. Of course you are pretty much stuck spending 7-8 years for 2 degrees rather than 1.

Just working for a school laboratory which has lots of $$ (kinda rare though) is also another possibility. You should be able to designate salary money to pay for tuition fees.

Of course there is the military route which someone mentioned above. The Air Force and Navy routes are the most popular from what I have seen. I do not know the differences, but if i recall its usually about 1.5 years of service for every year they fund your schooling. I think you must serve a minimum of 3 years after finishing though. Nothing wrong with this route, since our head of critical care did this and is one of the brightest physicians (and leaders) at the hospital.

My question is why are you taking courses out of state and at such an expensive school? $20,000 for 2 semesters is a lot. There must be public schools and community colleges that can serve as alternatives to your current program. If not then your choices are pretty limited after that. 🙁
 
kimt2234 said:
So, I have been taking one prereq a semster so far and am going to step it up to two after this summer. But, I am attending a school out of state and the tuition is ridiculously high. As I mentioned in my previous post, I would have to take the fall and spring off to establish residency, but I really don't want to do that because at the rate I am going I could apply earliest june of 2008. taking those two semesters off would delay me another year.

But, I also just finished a master's degree program and owe like $35,000 that I started paying back in July and it would cost me $20,000 for three semesters of 2 classes a piece for tuition only. This doesn't even count extra for living expenses if I can't work like more than 30+ hours a week in addition to two classes with labs.

How do people do this. Then let's not even talk about the hundreds of thousands for med schhol and living expenses.

Will my grandkids be paying off my loans!

Help! I hate money it makes me sick!


Hi

Your best bet is to do your pre-reqs traditionally (either the school you are in or at a community college) and do the rest long distance (online, correspondence) I know two online accredited schools that even accept financial aid and yes you could get accepted to med school with such an arrangement, PM me if you have questions. Best wishes!.


P.S. with some long distance degrees you can accelerate a great amount and have your degree in less time and many times for less money.
 
I get every scholarship and grant that I can. I also work two jobs (40-50hrs a week) and I get the GI bill. It stinks from time to time, but I just suck it up and do it.
 
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