I live in NYC and have never needed a car. However, I keep hearing that we will need them once we get to third year. Since this is a big financial decision, I thought I'd ask those of you who've been through 3rd year and beyond, whether or not you really needed a car. Since all the hospitals I'd be training at are within reach of public transportation, the only reason I can think of to have one is that I might be getting out of the hospital at odd hours of the night when it would be unsafe to take public transportation. Would you please comment on the times of day or night you found yourself venturing home? I know hours are different for different rotations. Thanks in advance!!