Income based loan payments during research year?

[SamuelTesla]

I am a PGY2 general surgery resident. I am currently making very conservative monthly loan repayments (about $220) because it is Income-based. I am switching out to radiology and currently applying for spots that start 2019-2020. Technically from 2018-2019 I will not be part of any residency program. How will this affect my loan repayment status???? I am planning on treating it as a research year. But I am very worried about my monthly loan amounts.

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[NYCNative]

It will possibly go to zero if you reach out to the loan company and prove you are not working as of June 2018. Or, when you file your 2018 taxes, your salary will be half of what you make now, so your income based payments will decrease for all of 2019.