pslf

There seem to be few customizable budgeting tools out there to help incoming MS1s create and manage their budget, borrowing needs and repayment options. The following was created by Juno, alongside SDN, for sharing broadly and covers all of the above, including repayment and forgiveness (PSLF)...

Hi there! I failed out of Ross University School of Veterinary Medicine in my 4th semester in 2022. I realized what I did wrong and went on to get a Masters and a ton of vet med experience, graduating with a 3.9 GPA. I am also part of post-class in BD right now. This cycle I applied and GOT IN...

Hi! I"m a PGY1 Psych, with >300k loans :( I consolidated my loans to stay on track for PSLF. What's it like out there in the real world in terms of PSLF-eligible gigs? (in terms of salary, responsibilities, hours, etc) Are they mostly low-paying academic jobs 200-250k, or can you find decent...

Hi everyone. I am a CAP fellow currently interviewing with state hospitals. I plan to do PP on the side. The state hospitals pay around 335k with fairly good work life balance. Benefits are amazing. They also have PSLF but I gratefully do not have loan burden. I am wondering if It is possible to...

Ae there any people who have successfully had their loans forgiven at the end of 10 years of payments through PSLF and would be willing to offer some insight into their experience? What are some important considerations / things to know to be approved? I know some veterinary residency programs...

Hey everyone, I'm just curious how true this is, but I heard this both from someone who was externing and an attending at a program (both for OMFS) that you could work for a non-for profit hospital for 10yrs and make minimal loan payments and get your loans forgive (federal loans only) -...

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This government loan forgiveness program has rejected 99% of borrowers so far This program seems to be riddled with problems, and it doesn't even address the known issues with FedLoan being incapable of accurately tracking payments or eligibility. This has the makings of a serious scandal with...

For PLSF one should consolidate all non-direct loans. If a person has paid PLSF qualifying payments for a year or two on direct loans, which show as qualified for PSLF, and then realizes that 20% of total loans were not direct and not consolidated, what is the process for consolidating that...

Would you rather go to a school that has everything you want, but pay out of state tuition? Or would you go to a school you don't particularly like at all if it had in-state tuition? This is my current dilemma. I am currently trying to choose between out of state 'dream' and in state 'eh'...

Did anyone not see this coming? :( “The GOP bill to reauthorize the Higher Education Act, introduced by Rep. Virginia Foxx (R-N.C.) on Friday, would eliminate the Public Service Loan Forgiveness program, which erases student debt for those who work for qualifying employers after making payments...

Hi there! As a prospective dental student for the class of 2022, I am currently doing some research on game plans for how I am going to tackle student debt once I graduate. I know it is a ways off, but I was particularly curious about how hard/competitive it is to qualify for the PSLF program. I...

Quick question- I currently work for an EMS service (full time) that makes me eligible to participate in the PSLF program. Would it be wise of me to begin to make payments now in the event that I can go ahead and get a few years counted towards forgiveness (provided I end up at a hospital later...

I am a PGY2 general surgery resident. I am currently making very conservative monthly loan repayments (about $220) because it is Income-based. I am switching out to radiology and currently applying for spots that start 2019-2020. Technically from 2018-2019 I will not be part of any residency...

I'm curious if anyone on this forum is applying for Public Service Loan Forgiveness? The application is now available for those who started on this journey back in Oct 2007. I'd love to follow your progress, and am eager to see if you are successful at getting your loans forgiven. Thanks.

Hi, I'm new to SDN and hoping to get some sage advice. My husband just finished EM residency and is a new attending. I'm working in government and have an MPH degree. We need to pay down our student loan debt. Combined with our undergrad, grad and medical school loans, we have about $405K in...

Hi, So I graduated medical school and now work as a clinical trial coordinator making $40K. I have saved up 30k. I am one year into the pslf program (9 to go) and owe $190000. Should I repay some of my loans or wait 9 years (at a bad job) for loans to be forgiven?

Something to watch out for: Current 2018 Whitehouse Budget proposal is planning to eliminate PSLF and consolidate all IBR to a single method. Pg 140 https://www.whitehouse.gov/sites/whitehouse.gov/files/omb/budget/fy2018/msar.pdf

I am a PGY-3 IM resident. I am planning on being a hospitalist next year. I have a pretty horrid loan situation and I am thinking of taking advantage of the PSLF program. I am beginning the process of my job search for next year but I honestly have no clue where to start. My personal and work...

So, I think I've been able to determine that the years spent in dental school don't count for PSLF while on HPSP and even not while on HSCP, despite being "Active Duty." On the attached sheet, which is the Public Service Employment Certification form, under the Military section, it says...

Question: If one takes federal loans while on the HSCP and also makes at least minimum payments while in dental school on said loans, does that count for four years of the required 10 years for the Public Service Loan Forgiveness program? So, in effect, one could be get the HSCP, pay loans...

Does employment with HealthTexas Provider Network (i.e. Baylor) or Texas Health Provider Group (i.e. THR) in Texas qualify for the Federal Student Loan Forgiveness Program? Does anyone know or how I can find out?