Instrument Insurance

[pinktooth]

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Hi Folks,
We were given all our instrments today and since they are very expensive were adviced to get them insured.
I wanted to know how good is the idea of dental instrment insurance and if you have it which plan are you using.
Thanks

 

[pinktooth]

Bump

 

[3rdMolarRoller]

DO IT!!!

talk to your ASDA rep

 

[gryffindor]

I bought the insurance for the 4 years I was in school. It was only like $70 a year. It's good to have b/c if you happen to lose a $500 slow speed motor or two, it's better to shell out the $70 for the insurance than the $1000 to buy the school (or yourself) two brand-new motors. You'd be surprised how fast instruments and supplies can walk when you start the pre-clinic lab classes. It may not even be students stealing the instruments; sometimes a professor might pick up your wax spatula to demonstrate something 5 seats over to a group of students, and then leave your spatula there instead of returning it to you. If I were you, I'd even label everything so it's easy to tell your wax spatula from the 10 other identical wax spatulas of your classmates who sit near you.

I can't remember the name of the company we had at my school, I'll look it up when I get home.

 

[ItsGavinC]

For this exact reason, we were purchasing our instruments at Arizona, but we've now shifted completely toward a rental program simply because the odds that any of us will really want to keep our instruments after putting them through 4 years of hell are slim to none.

 

[gryffindor]

We were also on a rental program at our school. A set of stuff was rented for labwork for the whole year, and instruments & handpieces to treat patients were picked up and returned daily by the student.

But what happens when you lose the slow speed motor you rent from the school?

You pay the school whatever price they have assigned for slow speed motors. It happened to a lot of classmates. Popular expensive rental items to lose were slow speed motors ($500), angle adaptors (it was easy to throw this one out and not even realize it, then you go digging in the trash for it, $???), torque multipliers (so small yet so expensive, $100), Hanau torches ($100).

Lost rented instruments usually went for approx. $10 each. Plaster spatulas & green bowls were among the most popular lost rental instruments/items.

So pay the $70 - rental program or not - and save yourself some grief.

 

[pinktooth]

Thanks a lot for the advice.
Griffin could you tell me the name of the insurance company whenevr you get time.
Thanks a lot.

 

[xc1999]

I am interested in knowing the insurance company as well. Thanks!