Especially in schools that require 100% prepay. Any suggestions on the banks? I did quite a bit of searching and there is a lender that can work with me with no cosigner. Finding a cosigner is tough, but i got an established credit history so I was hoping to maybe get loans a few places. Do banks that give private loans actually check whether you got a citizenship/green card? Do you have to send out that kind of paperwork to them during application?