Creightonite

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Especially in schools that require 100% prepay. Any suggestions on the banks? I did quite a bit of searching and there is a lender that can work with me with no cosigner. Finding a cosigner is tough, but i got an established credit history so I was hoping to maybe get loans a few places. Do banks that give private loans actually check whether you got a citizenship/green card? Do you have to send out that kind of paperwork to them during application?
 

DrLizzie

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I'm in the same boat, and was actually looking for an option without a cosigner as well. If you don't mind me asking; what lender is it and at what interest rate?

Creightonite said:
Especially in schools that require 100% prepay. Any suggestions on the banks? I did quite a bit of searching and there is a lender that can work with me with no cosigner. Finding a cosigner is tough, but i got an established credit history so I was hoping to maybe get loans a few places. Do banks that give private loans actually check whether you got a citizenship/green card? Do you have to send out that kind of paperwork to them during application?
 
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Creightonite

Creightonite

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accessgroup.com, not sure about the rates. I am pretty that they are higher than with a cosigner, not sure by how much. I wish we got more response here.
 

DrLizzie

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They are actually really high (between 8-12%) depending on how good your credit are.

Creightonite said:
accessgroup.com, not sure about the rates. I am pretty that they are higher than with a cosigner, not sure by how much. I wish we got more response here.
 
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Creightonite

Creightonite

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^^

how do you know? did you apply there?
 

DrLizzie

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They have the most current rates on their webiste. Mentions what your total rate will be with really good, good, or marginal credit.

Creightonite said:
^^

how do you know? did you apply there?
 
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