Is money really a factor?

[StarryOrchid]

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Will schools really reject me based upon how much money I have in the bank?

I am putting myself through my pre-dental courses and do not have the support of rich parents. My plan is to take out loans to help pay for dental school. Is this more private schools or all dental schools that look at this criteria?

 

[DDMess]

No, if you're black you'll be fine.

 

[UndergradGuy7]

I don't know of many / any people who pay for dental school without loans. Everyone does. No one cares if you are rich/poor.

Your question is a little silly.

 

[StarryOrchid]

Well, I am not. So now what does that mean?

 

[StarryOrchid]

I have told by dentists that I am shadowing and from this forum otherwise. It may be silly, but these are things that I have heard and read.

 

[bing12]

i dont think the question is silly..some people have to work part time while going to dental school, which takes away from their studying. so it might have a slight affect, but i would guess that it wouldnt be a deciding factor.

 

[dentaldawg32]

i dont think the question is silly..some people have to work part time while going to dental school, which takes away from their studying. so it might have a slight affect, but i would guess that it wouldnt be a deciding factor.

No one works during dental school. Loans are not just for tuition, but cover all your living expenses (rent, food, etc.), so that you don't have to work.

The answer is no, your income has no effect on admissions.

 

[peanutb123]

no one looks at how much $ you got... this aint undergrad. basically you will be offered loans + if you are lucky scholar ships. thats it. and most people pay their tuition w/ loan money. This is America for god sake... country of equal opportunity.

 

[dentalgirl80]

Starry Orchid,

You're an idiot.

 

[gorrillaunit18]

lol at how harsh people are being.

 

[clearview]

i dont think the question is silly..some people have to work part time while going to dental school, which takes away from their studying. so it might have a slight affect, but i would guess that it wouldnt be a deciding factor.

😆😆

 

[StarryOrchid]

WOW people. Could we act anymore like we are in middle school?

 

[Baylor2011]

No. They don't care how much money you have. You'll be taking out loans most likely anyways, what do they care where the money comes from?

 

[Baquettes]

Just a side question to go along with this thread .... how long would it usually take to clear a $200k debt after you finish dental school?

 

[SuperTank]

Starry Orchid,

You're an idiot.

Why are you even here? If you're not going to add anything of value to the conversation, just go away.

And to respond to some other comments: schools don't care about how much money you have, many students pay for all of their school/books/rent/utilities/etc with student loans. The issue is, if you get into an expensive school with very poor credit, you may not qualify for all the money that you need (if you need more than $40,500 a year). But there are other means of paying for dental school, through the military, or US HSC.

Also, very few people work through dental school. Generally, it is not a good idea.

 

[Baquettes]

Why are you even here? If you're not going to add anything of value to the conversation, just go away.

And to respond to some other comments: schools don't care about how much money you have, many students pay for all of their school/books/rent/utilities/etc with student loans. The issue is, if you get into an expensive school with very poor credit, you may not qualify for all the money that you need (if you need more than $40,500 a year). But there are other means of paying for dental school, through the military, or US HSC.

Also, very few people work through dental school. Generally, it is not a good idea.

I think the military option is a worthwhile venture. Free tuition plus $1200 of monthly stipend ... what more can you ask in this situation?

 

[torque]

I think the military option is a worthwhile venture. Free tuition plus $1200 of monthly stipend ... what more can you ask in this situation?

While I think the military scholarships are sweet deal indeed, you shouldn't really do it for the money. Every and anyone who's gone through it will tell you the same thing.

 

[widentist]

While I think the military scholarships are sweet deal indeed, you shouldn't really do it for the money. Every and anyone who's gone through it will tell you the same thing.

why is that?

 

[SuperTank]

why is that?

This question has been dealt with multiple times on the forum, you can do a search to get greater detail, but the gist of why someone would NOT want to go through the military is:

*You owe the military 4 years of active and 4 years of inactive service after you graduate, meaning that you can't start your own practice until at least 4 years out
*The scope of procedures you do as a military dentist *ca be* very standard, there's not much excitement
*You are an officer first, and a dentist second
*The salary you make is not competitive (but if you attend an uber-expensive school, you'll be much better off financially than your classmates who used student loans.
*There is a time commitment while you are in dental school, and you have to tr to recruit others to join the program

There are lots more reasons why people choose NOT to do it. But there are just as many reasons why people DO choose to do it. It's not just about the money. There are a lot of other factors at play. What it really comes down to is each person gathering the facts, and deciding what's best for them.

 

[Baquettes]

This question has been dealt with multiple times on the forum, you can do a search to get greater detail, but the gist of why someone would NOT want to go through the military is:

*You owe the military 4 years of active and 4 years of inactive service after you graduate, meaning that you can't start your own practice until at least 4 years out
*The scope of procedures you do as a military dentist *ca be* very standard, there's not much excitement
*You are an officer first, and a dentist second
*The salary you make is not competitive (but if you attend an uber-expensive school, you'll be much better off financially than your classmates who used student loans.
*There is a time commitment while you are in dental school, and you have to tr to recruit others to join the program

There are lots more reasons why people choose NOT to do it. But there are just as many reasons why people DO choose to do it. It's not just about the money. There are a lot of other factors at play. What it really comes down to is each person gathering the facts, and deciding what's best for them.

Yeah, you would need to do it with caution, but not a bad option after all granted the current economy.

 

[Doc Smile]

Does anybody still no how to use the search function? It could really save you time and embarrassment.

 

[New2Philly]

Anyone interested in the military should go over to the military dental forum on SDN; there is loads of info, and very helpful individuals.
The current stipend is $1993/Mo, and there is a possibility of it going up.
Anyone applying this cycle and want to apply I would strongly suggest going to your local recruiting office NOW!!!!!!!! These spots are currently competitive, especially for AF, or Navy; which garner the most interest, and have the least # of sport available.
I repeat, GO to your local medical recruiting office, for your desired branch (or all three), don't just call (and do it NOW, there is lots of paperwork to do).
I think that this is a great idea of anyone who is going to USC, or NYU, but the money should not be your sole reason........

 

[New2Philly]

This question has been dealt with multiple times on the forum, you can do a search to get greater detail, but the gist of why someone would NOT want to go through the military is:

*You owe the military 4 years of active and 4 years of inactive service after you graduate, meaning that you can't start your own practice until at least 4 years out
*The scope of procedures you do as a military dentist *ca be* very standard, there's not much excitement
*You are an officer first, and a dentist second
*The salary you make is not competitive (but if you attend an uber-expensive school, you'll be much better off financially than your classmates who used student loans.
*There is a time commitment while you are in dental school, and you have to tr to recruit others to join the program

When do you have to recruit???? Do you mean try to represent HPSP and the military when amongst your fellow students, or is there actual recruiting activities?
The time commitment doesn't seem that bad, and they pay you for those weeks during the summer (Officer pay, which can be good money during d-school). Moreover, if your school doesn't allow you to leave you can get a waiver.

 

[sfrice80]

I have literally never heard of this in my life. A school isn't going to reject you because you don't have rich parents. 95% of students use loans.