One of the major problems with dentistry that is the root of a lot of other problems is patient education. If people knew the importance of hygiene and took more preventative measures to their oral health, there wouldnt be so many issues with insurance. Minor dental afflictions dont hurt people financially as much as the root canal, crown, bridge, surgery, etc. But this is only one problem. Insurance will always be an issue across all of healthcare. EVERYONE can afford a toothbrush and toothpaste. I mean there are places you can go to get this for FREE. So there is no excuse for bad oral hygiene other than improper education. To us, flossing and brushing properly is obvious but not to everyone.