I've noticed several people asking about insurance in various threads, so I thought I would share my experience searching for the deal. Obviously, the first decision is whether you want good coverage for daily medical care or just the minimum coverage to satisfy the school's requirements. Since my understanding is that we receive routine care at NE Regional for a nominal fee ($15 per visit, I believe), then I opted for minimum coverage and sought out lowest premiums. Several students I have met carry Fortis, which is cheap, but has a tricky clause that limits per incident payouts, which means that you better hope you don't have a major accident that ends up costing over $100,000. Golden Rule (www.goldenrule.com) offers a similar plan that does not cover doctor visits (which ARE provided by NE Reg), but also does not limit per incident amounts. It covers up to $3 mill regardless. The plan is called Basic Plan; they also offer Plan 80 and Plan 100, which are similar, but have lower co-pays. I also checked out Blue Cross Blue Shield, which offered good insurance (similar to SOMA), but was more affordable than comparable plans. Their lowest cost plan was RateSaver (www.bcbs.com). Trust me, I have checked out every insurance carrier in this area and online. By far, the most helpful agent I found was Jason Kimble (573-638-3870), with offices in Jeff City, Columbia, and Princeton. He carries many ins companies and found that Golden Rule was the lowest price for what I wanted. If you've got the dough and want good coverage, go for it. However, if you're like me and hurting for money, check out these resources! Hope they help--I wished someone would have shared with me when I was searching, so here you go.