loan forgiveness for pathologists

[elburrito]

Is loan forgiveness by working in underserved urban or rural areas much of an option once you complete pathology residency? Do some private practices in nice areas ever offer to pay off loans in addition to providing you a salary? In case private hospitals or groups in non-underserved areas do offer to pay off your loans, do they necessarily offer you a lower salary and decreased benefits package?

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[thewebthsp]

http://www.lrp.nih.gov/

You have to apply, and the rate of acceptance went from 80% in 2001 to 40% since Bush came to office (although there have been a lot more grants). The govt will pay up to 70K of debt for a 2 year research commitment

 

[pathdoc68]

Is loan forgiveness by working in underserved urban or rural areas much of an option once you complete pathology residency? Do some private practices in nice areas ever offer to pay off loans in addition to providing you a salary? In case private hospitals or groups in non-underserved areas do offer to pay off your loans, do they necessarily offer you a lower salary and decreased benefits package?

Are you joking? Most groups offer rock bottom salaries to new grads and the job market is really tight. Why would a group repay your loans when they get 20 apps for an open position? Maybe - if you were DP you could negotiate something but as far as I know it is not the norm in path. There are virtually no underserved areas in path - although I have heard of very rare individuals getting a visa waiver to work in really rural/remote areas.

 

[Path or bust]

Are you joking? Most groups offer rock bottom salaries to new grads and the job market is really tight. Why would a group repay your loans when they get 20 apps for an open position? Maybe - if you were DP you could negotiate something but as far as I know it is not the norm in path. There are virtually no underserved areas in path - although I have heard of very rare individuals getting a visa waiver to work in really rural/remote areas.

all I have to say about this is: this sucks! You are almost penalized for choosing pathology, what the hell? 😕

 

[djmd]

Are you joking? Most groups offer rock bottom salaries to new grads and the job market is really tight. Why would a group repay your loans when they get 20 apps for an open position? Maybe - if you were DP you could negotiate something but as far as I know it is not the norm in path. There are virtually no underserved areas in path - although I have heard of very rare individuals getting a visa waiver to work in really rural/remote areas.

Yeah... it is not like there are undeserved populations with surgeons and clinicians lining up to biopsy them and no one to read the slides...

 

[LADoc00]

Is loan forgiveness by working in underserved urban or rural areas much of an option once you complete pathology residency? No it is not, in fact it is specifically disallowed in the state of California.

Do some private practices in nice areas ever offer to pay off loans in addition to providing you a salary? No, there is no incentive whatsoever to do this. The job market is such that just getting a paying job is challenge enough for most graduates not from a top 3 program.

In case private hospitals or groups in non-underserved areas do offer to pay off your loans, do they necessarily offer you a lower salary and decreased benefits package? Again, no. While some very rare groups do pay off a small part of one's loans, this is almost always funded through the hospital, is partial and often in an extremely bad place to live and is still the exception. Meanwhile someone could live in Malibu and have a family practice in Inglewood and get loan repayment in California.

See above.