loans without cosigner!!

[intelligentooth]

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hi guys,
there was already an established thread about loans for dental school but i did not find any information for those who donot have any cosigner.
i understand there would be many out there having secured admission to dental schools but do not have cosigners..
this is a forum to discuss about types of loans if any which are available without cosigners, also about professional cosigner(if any)and tips on how to look for a cosigner and approach them with this issue.
in short its for those broke people with dreams but with no money or relatives in usa.!!
goodluck and start contributing
see yaa

 

[digo]

..

 

[alka]

hi
i came to know that even banks back in home country offer educational loans
but the interest rate comes around 10% and repayment period can be upto 10 years
but i donot know how difficult is the process
regards

 

[dr37]

hi
i came to know that even banks back in home country offer educational loans
but the interest rate comes around 10% and repayment period can be upto 10 years
but i donot know how difficult is the process
regards

hi ..
i dnt knw abt other countries but in india..u need u r parents to sign for u..and u need to show sm property alos..but the catch is that they won't give u a loan enough to pay for u r dental school..education loan for studying abroad is at the most around 20 lakhs..better check out with new banks if they have smthn extra to offer..

tell me if u get extra info on this issue..

 

[arpamit]

hi guys,
there was already an established thread about loans for dental school but i did not find any information for those who donot have any cosigner.
i understand there would be many out there having secured admission to dental schools but do not have cosigners..
this is a forum to discuss about types of loans if any which are available without cosigners, also about professional cosigner(if any)and tips on how to look for a cosigner and approach them with this issue.
in short its for those broke people with dreams but with no money or relatives in usa.!!
goodluck and start contributing
see yaa

Hi intelligent tooth ,
yes u can get a loan without co-signer,In Nyu they will give u a loan without cosigner it sounds surprising to u all but its true,some of the school in US has coolabration with the banks and they will provide the loan and first i want to say u get your admission first .then loan and all automatically u will get the solution!

 

[missdentistry]

thanks arpamit for that info! This gives me a moral boost!! I use to always worry abt the loans when i have book in my hands!

 

[kathrm]

Hi guys ,
try access group. They have such kind of a plan. But they require 3 yrs credit history in US and a couple of other things. Goodluck.

 

[HYDBDS]

hi ..
i dnt knw abt other countries but in india..u need u r parents to sign for u..and u need to show sm property alos..but the catch is that they won't give u a loan enough to pay for u r dental school..education loan for studying abroad is at the most around 20 lakhs..better check out with new banks if they have smthn extra to offer..

tell me if u get extra info on this issue..

You are right...the nationalized banks like SBI have a cap on the amount of education loan they can give... SBI gives a maximum of Rs 20,00,000/- only towards an education loan for studies abroad...even for this we have to give a security of our property....

ICICI bank gives " loan against property " ... but not sure how much is the maximum amount they give...

 

[dental doc80]

hey guys...

i am getting my loan from IDBI and they are giving me 30 lacs....the rules have changed recently and the indian banks can give upto 30 lacs for students studying abroad...earlier the cap used to be 20 lacs....hope this helps guys...

 

[Sulc]

hey guys...

i am getting my loan from IDBI and they are giving me 30 lacs....the rules have changed recently and the indian banks can give upto 30 lacs for students studying abroad...earlier the cap used to be 20 lacs....hope this helps guys...

Hi dentaldoc80,
Thanks a lot for the info.
Do you also know if we need to show our I -20 and thus be on student visa or can I get the loan from India even if I am on a H4 or EAD status in the US.I would really appreciate if you could share this info.
Thanks a lot.

 

[dent_mangalore]

hey guys...

i am getting my loan from IDBI and they are giving me 30 lacs....the rules have changed recently and the indian banks can give upto 30 lacs for students studying abroad...earlier the cap used to be 20 lacs....hope this helps guys...

at what interest rate? and what are the repayment terms?

 

[joejolie]

Hello Everyone,

If you don't find a cosigner, the result will be the rejection of your application. Now there are some loan programs that are still providing student loans without cosigner. If you don't know much about it then, it is a student loan program where the students get the finance without having the cosigner or credit history. Federal organizations are providing these kinds of loans to the students. Federal Stafford Loans are an example of bad credit student loans without cosigner. With this loan a big part of your study will be covered. To do so you first need to fill the FAFSA form that is available in United States of America. After this apply for the Stafford loans.

Find little bit and you will surely get the loan and achieve your goals.

Best of Luck !

Jolie Joe

 

[gowri]

Hello Everyone,

If you don't find a cosigner, the result will be the rejection of your application. Now there are some loan programs that are still providing student loans without cosigner. If you don't know much about it then, it is a student loan program where the students get the finance without having the cosigner or credit history. Federal organizations are providing these kinds of loans to the students. Federal Stafford Loans are an example of bad credit student loans without cosigner. With this loan a big part of your study will be covered. To do so you first need to fill the FAFSA form that is available in United States of America. After this apply for the Stafford loans.

Find little bit and you will surely get the loan and achieve your goals.

Dear friends,
federal stafford loan all are available for green card holders or citizen, not for students on fi visa.even students who are on ead are not eligible for these loan. For private loans we should have a cosigner who is a citizen or greencard holder.

 

[jrdmac10]

You can still get a significant amount of student loans without cosigner regardless of whether or not you are attending dental school, or any graduate school for that matter. Your best bet is to exhaust your options in regard to federal student loans before looking for any sort of private student loan funding, as the Department of Education makes available a tremendous of graduate based education loans that are designed perfectly for anyone who is attending a professional graduate program, such as dental school. Good luck!

 

[augustianqueen]

Hello Friends,

I have a question. I want to know are there any banks that are willing to give loan if my cosigner is on H1B visa. What other options are available like private loans etc. If somebody has knowledge please shed some light on it.

Thank you.

 

[indian dentist]

This company gives loans with international cosigner, but they are only limited to residents of few cities in India. U have to call nd find out more..
http://www.globalslc.com/

 

[ahenk]

Hi Guys,

I have recently been accepted at UTHSCSA. I m planning to take up a loan from my home country (India). I am going to apply for loan in December, but it seems like the school is not going to start up with their further processing till January i.e. till they complete their admission cycle.

I want to know which all documents are asked by the banks in India at the time of loan application. Right now I just have my Official Acceptance Letter from the school.
Also, at the time of my F1 visa processing do I need to show them my total expense of entire two years or just the first year is enough?....
Please someone help me, I m quite new to this process and to this forum. I have an acceptance but do not have any relatives in US to co-sign for my loan here. I am not even sure whether I ll be able to get enough amount from India to pay up my fees.

 

[ahenk]

Guys,

This is not a joke. I m seriously in need of some help here. If any one of u has been able to get into a school with a loan from India, please help me out.

 

[VenkatV]

Hi Guys,

I have recently been accepted at UTHSCSA. I m planning to take up a loan from my home country (India). I am going to apply for loan in December, but it seems like the school is not going to start up with their further processing till January i.e. till they complete their admission cycle.

I want to know which all documents are asked by the banks in India at the time of loan application. Right now I just have my Official Acceptance Letter from the school.
Also, at the time of my F1 visa processing do I need to show them my total expense of entire two years or just the first year is enough?....
Please someone help me, I m quite new to this process and to this forum. I have an acceptance but do not have any relatives in US to co-sign for my loan here. I am not even sure whether I ll be able to get enough amount from India to pay up my fees.

First congratulations. Please be warned loans in home country (India) can end up being quite a process and very expensive.

Most banks need a break up of expenses to process application. F1 visa interview needs loan approval for amount mentioned in "first year of study" and disbursement schedule if any set forth by the school.

To answer your last question no single bank in India can cover/will finance Total cost of attendance (tuition + living + expenses) for a 2 year program = $180 to 200K and much higher for 3 year program. You may need to 2 to 3 creditors and a very huge sum/property as collateral.

 

[ahenk]

First congratulations. Please be warned loans in home country (India) can end up being quite a process and very expensive.

Most banks need a break up of expenses to process application. F1 visa interview needs loan approval for amount mentioned in "first year of study" and disbursement schedule if any set forth by the school.

To answer your last question no single bank in India can cover/will finance Total cost of attendance (tuition + living + expenses) for a 2 year program = $180 to 200K and much higher for 3 year program. You may need to 2 to 3 creditors and a very huge sum/property as collateral.

Thank u so much VenkatV. Yes I am aware of the of the fact that its gonna be quite expensive for me, but I have very limited options available.
Thanx again.

 

[krishdentist]

Well of you are not a american resident than loan without cosigner is not at all possible. From Indian bank you might get upto 30,00,000 Rupees.which is like $60,000 that too with interst rate of 12% !! how about rest of the fees?
SO better find a person in US who can so sign you. You might like to go to Dental group like Western dental and ask them to co sign for you. May be in return you have to wrk for them for few years on fix salary and repay the loan too. Give it a try. I don't know any one doing this. But it might work.
Good luck 👍

 

[BombayBDS]

Well of you are not a american resident than loan without cosigner is not at all possible. From Indian bank you might get upto 30,00,000 Rupees.which is like $60,000 that too with interst rate of 12% !! how about rest of the fees?
SO better find a person in US who can so sign you. You might like to go to Dental group like Western dental and ask them to co sign for you. May be in return you have to wrk for them for few years on fix salary and repay the loan too. Give it a try. I don't know any one doing this. But it might work.
Good luck 👍

Western dental dosn't work. i know this.
you might try some other option though.

 

[David hussey]

In case, you are unable to find any cosigner when assigning for loans, then no need to worry. Now you have the option to avail loans without the need for cosigners with private student loans without cosigners. You can get this loan without attending any graduate or dental school. The best part is that it does not require any credit history. Federal organizations are responsible for providing this type of loan with minimal eligibility criteria.

 

[fayer]

In case, you are unable to find any cosigner when assigning for loans, then no need to worry. Now you have the option to avail loans without the need for cosigners with private student loans without cosigners. You can get this loan without attending any graduate or dental school. The best part is that it does not require any credit history. Federal organizations are responsible for providing this type of loan with minimal eligibility criteria.

is this a joke? the link dosn't work.

 

[attu]

Hi Everyone

I am a Canadian Permanent resident. I have visitor's visa for USA. I am facing difficulty in getting the study loan from Canada. Please tell me the procedure to approve the loan from US as I have a cosigner there. As I don't live in US, Can I still get the loan.

Thanx in Advance

 

[attu]

Hi Everyone

I am a Canadian Permanent resident. I have visitor's visa for USA. I am facing difficulty in getting the study loan from Canada. Please tell me the procedure to approve the loan from US as I have a cosigner there. As I don't live in US, Can I still get the loan.

Thanx in Advance

thanx

 

[iomega]

In case, you are unable to find any cosigner when assigning for loans, then no need to worry. Now you have the option to avail loans without the need for cosigners with private student loans without cosigners. You can get this loan without attending any graduate or dental school. The best part is that it does not require any credit history. Federal organizations are responsible for providing this type of loan with minimal eligibility criteria.

Have you read the document in its entirety? it says the loan amount sanctioned to the student is between $2000 and $15000 and how in the world did you think that this works for a dental student? And more over this is only for US citizens (and maybe for permanent residents too).

Please do not give false information. Thanks!

 

[steveharman]

The college loans no cosigner helps to provide the fianancial help to the student who find hard to continue their studies because of unstable financial status and thefore looking for the mnetary helps so as to get the monetary aid. These loans are quite helpfuk and can be aplied easily wothiut going through the harsh paper formalities.

http://www.collegeloansnocosigner.org

 

[Adammortgage]

Be very honest in working with a person when trying to get them to co-sign. Most people will bail out in a hurry if they smell a con job. Only ask people who you feel will increase your chances of getting the loan. Just another name on the application is not enough to make it happen. Your co-signer should be able to get the loan without you for them to be a sure bet.

My advance
student loans without cosigner