locum question

[KungPOWChicken]

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I'm considering doing a week or two of locums through an agency prior to starting my permanent position this summer, and I have a couple questions. First, the contract appears very simple (two pages long). Is there anything specific that you would recommend be stated in the contract other than the standard stuff ie pay, dates, malpractice. Second, is it typical for you to be responsible for a deductible as far as malpractice is concerned and what is that generally? How do you feel about working with crna's when doing locums when you have no idea how competent they are? Any other advice or things to look out for? Thanks

 

[aneftp]

I'm considering doing a week or two of locums through an agency prior to starting my permanent position this summer, and I have a couple questions. First, the contract appears very simple (two pages long). Is there anything specific that you would recommend be stated in the contract other than the standard stuff ie pay, dates, malpractice. Second, is it typical for you to be responsible for a deductible as far as malpractice is concerned and what is that generally? How do you feel about working with crna's when doing locums when you have no idea how competent they are? Any other advice or things to look out for? Thanks

No, it's not standard practice to pay a deductible for your malpractice. They need to cover for occurrence malpractice.

Are you sure this is pure locums? Or is the private group paying for your coverage. Who's paying the bills?

Sometimes the agency only acts as the middle guy in the deal. Meaning the private groups contracts out with the agency and the agency is purely a pass through middle guy.

Locums contracts are fairly straight forward. But they are usually more than 2 pages. Your ACTUAL contract with that specific hospital may be one or two pages. But your general locums contract is usually more than 4-7 pages filled with "no compete clauses etc"

They must guarantee you 8 hours or 40 hour weeks. That should be spelled out in the locums contract plus OT pay if needed.

 

[clift]

The deductible is a very big concern, When hospitals finally realized that Offshore captive insurance arrangements that many practice management where using was the same as having no insurance. The practice management dreamed up another new scam to avoid paying for malpractice insurance. The Insurance policy with a huge deductible. They got a US insurance company to write a policy for the entire hospital insurance requirement i.e. 1 million per incident and submitted it to the hospital administrator, What they neglect to tell the hospital administrators is that they did not buy any insurance because the deductible was 1 million per incident.


Many private groups or practice management companies are eager to get vacation coverage but prefer not to pay the full cost for it. They will gladly lure you into working for them without paying for the full cost of a locums agency. Unfortunately only locums agencies are able to affordably provide malpractice insurance for a two week assignment. If you do not get coverage your next employer will most likely require you to buy a tail for your two weeks of work. A tail will cost about two and a half years to three years of premiums, as much as $30,000 to $50,000 more.

what is the name of this locums agency?