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What type of long term goals do you all have?
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To have enough money to be able to walk away at 45. As of now I am well on my way, but we'll see.
This would certainly be my long-term goal as well. But how do you plan on accomplishing this? Even 55 is a stretch for me right now. I am struggling just to pay off my student loans in 7-10 years (195k). If I want to retire early, kids is definitely not an option.
The only way I see to retire early is to set up multiple streams of income. I am looking into real estate, and I am planning a side business. Just living on a pharmacists wage doesn't seem enough anymore unless you are picking up tons of extra shifts.
3) don't spend all of my paycheck before I get it
If you could spend one of your paychecks before you even get it, that is freakin incredible. Living high on the hog!
Not really, the American way is to have their paycheck spent before they get it (ie high credit card debt, payday lenders, high house/car loans, etc.)
BCPS since I didn't do a residency then who knows!
This fall?
My long term goal is to fully max my FU fund so that I can finally execute it (will probably happen when I'm about 40 since I am now married). After that, the sky is the limit.
1. Pay off mortgage
2. Milk my current job as long as I can because it has great pay : effort ratio
3. Become self-sufficient off my investment portfolio
4. GTFO of pharmacy!
All these certifications.... What are these?Same here, BCPS and pay off loans.
I already did ACLS and PALS, don't really have a lot of other (pharmacy) goals after that.
All these certifications.... What are these?
What type of long term goals do you all have?