Lying about income based repayment?

[confettiflyer]

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I forgot all about front loading 401k deductions. It’s a valid investing technique and, whoops, hey makes your pay stubs look smaller.

Oh hey, these also happen to be the most recent ones to turn in. Wink wink.

100% legal


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[Ace41690]

So..... If I am signing up for PAYE and it asks if my income is "significantly different", are they talking about monthly income? My income for the year? It also doesn't define what a significant change is... Do I need to say yes to this question if I was an intern and am now a pharmacist, or can I let this just be based on last years taxes? They don't REQUIRE you to submit a current pay stub when signing up for this. Obviously it would be advantageous to just let them base it on last years taxes.

If I made 30k last year, and have only been a rph for 1/2 of THIS tax year, my income is probably only gonna be 60k, so it isn't really fair to let them thing my yearly income is 125K based on one paystub.