I agree with Nugester. The honest answer is no one knows how medical schools will manage the impacts of the pandemic on future applicants to medical school. However, at minimum, most students have been impacted with one or two semesters moving online (spring 2020 and summer 2020). With many programs announcing similar decisions for fall 2020 or waiting until later in the summer to do so, it would be unreasonable for medical schools to expect students to delay premed classes until a later time due to the fact that many students need to complete these intro courses in order to move on with upper level courses in their major (biology, chemistry, physics, etc). My best guess is that many programs, especially state programs and programs in states that have been / will be significantly impacted by the pandemic / have implement school restrictions, will make reasonable accommodations to allow online classes in order to maintain the number of applicants they have to their programs (note: this is not due to collecting secondary fees but rather to ensure they select the best applicants from a larger pool). Personally, I would continue to take classes as planned - as long as you are confident that you will be able to earn high grades in hybrid or online classes - and accept the risk that there may be some programs that won't accept online classes.