I am doing an informal post bacc at a four year school. I have enough money saved up to be able to afford the pre req's, but I think if I take a lot of upper science classes, which I may have to to raise my gpa, loans might be the way to go, especially if I can't work as much. Can you still take out loans for the situation I am in? I am almost paid off for my student loans from my undergrad. Do I have to do a private loan, or can I get state funding? If it matters about the school where I am taking the courses, it is Temple University, a public institution.