Has anyone used this program or known anyone who has? I have looked up info on their website and it looks great but doesn't address how competitive the program is or how much you will receive in loan repayment. It says up to 50,000 for two years but does that mean you WILL get 50k or just up to it? Is this a reliable way to help out with loan repayment or something that only a select few are able to utilize? Thanks!